Lakeland Financial vs 1st Source
LKFN and SRCE side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How LKFN and SRCE compare
1st Source is the larger company, worth 1.4 times as much as Lakeland Financial ($2.1B against $1.5B).
On earnings, 1st Source is cheaper: it trades at 11.9× trailing earnings, against 13.9× for Lakeland Financial.
1st Source grew revenue faster over the last twelve months (9.9% versus 7.8% for Lakeland Financial).
Both pay dividends: Lakeland Financial yields 3.4% and 1st Source 2.0%.
Lakeland Financial scores higher on the StockData Score (16 against 10 for 1st Source), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | LKFN | SRCE |
|---|---|---|
| Size and price | ||
| Market cap | $1.5B | $2.1B |
| Share price | $62.07 | $87.71 |
| Change, 1 year | 6.9% | 43.3% |
| Change, 5 years | −16.3% | 78.2% |
| Beta (5Y) | 0.60 | 0.59 |
| Employees | 568 | 1,190 |
| StockData Score | ||
| Total score | 16 (better) | 10 |
| Valuation score | 1 | 1 |
| Growth score | 1 (better) | 0 |
| Performance score | 5 (better) | 0 |
| Health score | 5 | 6 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 13.9× | 11.9× (better) |
| P/S | 5.4× | 4.6× (better) |
| P/B | 2.1× | 1.6× (better) |
| P/FCF | 12.7× | 9.2× (better) |
| PEG | – | 1.22 |
| FCF yield | 7.9% | 10.9% (better) |
| Fair value | $60.30 | $77.42 |
| Margin of safety | −2.9% (better) | −13.3% |
| Growth | ||
| Revenue growth (TTM) | 7.8% | 9.9% (better) |
| Revenue growth, 5Y average | 5.1% | 5.6% (better) |
| Net income growth (TTM) | 16.4% | – |
| EPS growth (TTM) | 17.9% | 21.9% (better) |
| EPS growth, 5Y average | 4.0% | 15.1% (better) |
| Profitability | ||
| Net margin | 40.1% | – |
| FCF margin | 42.6% | 49.7% (better) |
| Return on equity | 15.4% | – |
| Financial health | ||
| Debt / equity | – | 0.18 |
| Altman Z-score | 0.34 | 0.38 (better) |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Dividend yield | 3.4% (better) | 2.0% |
| Payout ratio | 45.8% | – |
| Years of dividend growth | 12 | 12 |
| Dividend growth, 5Y average | 10.8% (better) | 6.1% |
| Buyback yield | 2.9% (better) | 1.3% |
| Shareholder yield | 6.3% (better) | 3.3% |
| Ownership | ||
| Held by institutions | 85.1% | 77.5% |
| Held by insiders | 3.1% | 32.6% |
| Insider net buying, 12 months | −$1.3M | −$244K (better) |
| Short interest, % of float | 7.7% | 3.9% |
Go deeper
- LKFN stock overview
- LKFN income statement
- LKFN valuation and score
- SRCE stock overview
- SRCE income statement
- SRCE valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.