Kinsale Capital vs Safety Insurance
KNSL and SAFT side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How KNSL and SAFT compare
Kinsale Capital is the larger company, worth 5.8 times as much as Safety Insurance ($8.8B against $1.5B).
On earnings, Kinsale Capital is cheaper: it trades at 17.1× trailing earnings, against 21.8× for Safety Insurance.
Kinsale Capital grew revenue faster over the last twelve months (8.3% versus 4.6% for Safety Insurance).
Kinsale Capital keeps more of each dollar of sales as profit, with a net margin of 26.9% compared with 5.5% at Safety Insurance.
Both pay dividends: Kinsale Capital yields 0.23% and Safety Insurance 3.5%.
Kinsale Capital scores higher on the StockData Score (15 against 8 for Safety Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | KNSL | SAFT |
|---|---|---|
| Size and price | ||
| Market cap | $8.8B | $1.5B |
| Share price | $392.79 | $104.43 |
| Change, 1 year | 0.44% | 35.4% |
| Change, 5 years | 87.9% | 34.4% |
| Beta (5Y) | 0.54 | 0.33 |
| Employees | 720 | 568 |
| StockData Score | ||
| Total score | 15 (better) | 8 |
| Valuation score | 2 (better) | 1 |
| Growth score | 3 (better) | 2 |
| Performance score | 6 (better) | 1 |
| Health score | 0 | 0 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 17.1× (better) | 21.8× |
| P/S | 4.5× | 1.2× (better) |
| P/B | 4.6× | 1.8× (better) |
| EV/EBITDA | – | 15.2× |
| P/FCF | 9.1× (better) | 10.4× |
| PEG | 0.37 (better) | 0.76 |
| FCF yield | 11.0% (better) | 9.6% |
| Fair value | $429.14 | $77.18 |
| Margin of safety | 8.5% (better) | −35.3% |
| Growth | ||
| Revenue growth (TTM) | 8.3% (better) | 4.6% |
| Revenue growth, 5Y average | 32.4% (better) | 8.4% |
| Net income growth (TTM) | 10.8% (better) | −19.4% |
| EPS growth (TTM) | 12.7% (better) | −18.8% |
| EPS growth, 5Y average | 41.1% (better) | −6.1% |
| Profitability | ||
| Net margin | 26.9% (better) | 5.5% |
| FCF margin | 49.8% (better) | 11.4% |
| Return on equity | 27.8% (better) | 8.0% |
| Financial health | ||
| Altman Z-score | 1.93 (better) | 1.54 |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.23% | 3.5% (better) |
| Payout ratio | 4.0% | 76.5% |
| Years of dividend growth | 7 (better) | 1 |
| Dividend growth, 5Y average | 13.6% (better) | 0.22% |
| Buyback yield | 3.5% | – |
| Shareholder yield | 3.8% (better) | 3.5% |
| Ownership | ||
| Held by institutions | 95.7% | 84.4% |
| Held by insiders | 5.7% | 12.5% |
| Insider net buying, 12 months | −$9.6M (better) | −$139M |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 10.4% | 3.0% |
Go deeper
- KNSL stock overview
- KNSL income statement
- KNSL valuation and score
- SAFT stock overview
- SAFT income statement
- SAFT valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.