Kinsale Capital vs RLI
KNSL and RLI side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How KNSL and RLI compare
Kinsale Capital is the larger company, worth 1.4 times as much as RLI ($8.3B against $6.0B).
On earnings, RLI is cheaper: it trades at 13.7× trailing earnings, against 14.8× for Kinsale Capital.
Kinsale Capital grew revenue faster over the last twelve months (15.8% versus 8.7% for RLI).
Kinsale Capital keeps more of each dollar of sales as profit, with a net margin of 28.5% compared with 22.2% at RLI.
Both pay dividends: Kinsale Capital yields 0.25% and RLI 7.2%.
Kinsale Capital scores higher on the StockData Score (15 against 12 for RLI), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | KNSL | RLI |
|---|---|---|
| Size and price | ||
| Market cap | $8.3B | $6.0B |
| Share price | $365.71 | $65.23 |
| Change, 1 year | −9.4% | 11.6% |
| Change, 5 years | 79.0% | 14.9% |
| Beta (5Y) | 0.55 | 0.34 |
| Employees | 720 | 1,193 |
| StockData Score | ||
| Total score | 15 (better) | 12 |
| Valuation score | 2 (better) | 1 |
| Growth score | 3 (better) | 2 |
| Performance score | 6 (better) | 5 |
| Health score | 0 | 0 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 14.8× | 13.7× (better) |
| P/S | 4.2× | 3.0× (better) |
| P/B | 4.1× | 3.4× (better) |
| P/FCF | 8.3× (better) | 11.6× |
| PEG | 0.32 | – |
| FCF yield | 12.0% (better) | 8.6% |
| Fair value | $455.84 | $62.83 |
| Margin of safety | 19.8% (better) | −3.8% |
| Growth | ||
| Revenue growth (TTM) | 15.8% (better) | 8.7% |
| Revenue growth, 5Y average | 32.4% (better) | 13.9% |
| Net income growth (TTM) | 27.3% | 35.6% (better) |
| EPS growth (TTM) | 28.7% | 36.4% (better) |
| EPS growth, 5Y average | 41.1% (better) | 20.4% |
| Profitability | ||
| Net margin | 28.5% (better) | 22.2% |
| FCF margin | 50.1% (better) | 26.2% |
| Return on equity | 30.3% (better) | 25.2% |
| Financial health | ||
| Altman Z-score | 1.88 (better) | 1.49 |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.25% | 7.2% (better) |
| Payout ratio | 3.4% | 97.6% |
| Years of dividend growth | 7 (better) | 2 |
| Dividend growth, 5Y average | 13.6% | 22.0% (better) |
| Buyback yield | 2.8% | – |
| Shareholder yield | 3.0% | 7.2% (better) |
| Ownership | ||
| Held by institutions | 94.6% | 95.5% |
| Held by insiders | 5.6% | 1.6% |
| Insider net buying, 12 months | −$9.6M | $1.5M (better) |
| Superinvestors holding | 1 | 1 |
| Short interest, % of float | 10.9% | 9.8% |
Go deeper
- KNSL stock overview
- KNSL income statement
- KNSL valuation and score
- RLI stock overview
- RLI income statement
- RLI valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.