Kinsale Capital vs Palomar
KNSL and PLMR side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How KNSL and PLMR compare
Kinsale Capital is the larger company, worth 2.3 times as much as Palomar ($8.3B against $3.7B).
On earnings, Kinsale Capital is cheaper: it trades at 14.8× trailing earnings, against 18.9× for Palomar.
Palomar grew revenue faster over the last twelve months (60.0% versus 15.8% for Kinsale Capital).
Kinsale Capital keeps more of each dollar of sales as profit, with a net margin of 28.5% compared with 18.6% at Palomar.
Both pay dividends: Kinsale Capital yields 0.25% and Palomar 0.32%.
Kinsale Capital scores higher on the StockData Score (15 against 11 for Palomar), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | KNSL | PLMR |
|---|---|---|
| Size and price | ||
| Market cap | $8.3B | $3.7B |
| Share price | $365.71 | $140.32 |
| Change, 1 year | −9.4% | 24.7% |
| Change, 5 years | 79.0% | 47.7% |
| Beta (5Y) | 0.55 | 0.70 |
| Employees | 720 | 439 |
| StockData Score | ||
| Total score | 15 (better) | 11 |
| Valuation score | 2 (better) | 1 |
| Growth score | 3 | 4 (better) |
| Performance score | 6 (better) | 5 |
| Health score | 0 | 0 |
| Dividend score | 4 (better) | 1 |
| Valuation | ||
| P/E | 14.8× (better) | 18.9× |
| P/S | 4.2× | 3.4× (better) |
| P/B | 4.1× | 3.8× (better) |
| P/FCF | 8.3× (better) | 8.9× |
| PEG | 0.32 (better) | 0.36 |
| FCF yield | 12.0% (better) | 11.2% |
| Fair value | $455.84 | $117.94 |
| Margin of safety | 19.8% (better) | −19.0% |
| Growth | ||
| Revenue growth (TTM) | 15.8% | 60.0% (better) |
| Revenue growth, 5Y average | 32.4% | 39.1% (better) |
| Net income growth (TTM) | 27.3% | 31.1% (better) |
| EPS growth (TTM) | 28.7% | 30.8% (better) |
| EPS growth, 5Y average | 41.1% | 97.3% (better) |
| Profitability | ||
| Net margin | 28.5% (better) | 18.6% |
| FCF margin | 50.1% (better) | 38.0% |
| Return on equity | 30.3% (better) | 22.2% |
| Financial health | ||
| Altman Z-score | 1.88 (better) | 1.18 |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.25% | 0.32% (better) |
| Payout ratio | 3.4% | – |
| Years of dividend growth | 7 | – |
| Dividend growth, 5Y average | 13.6% | – |
| Buyback yield | 2.8% (better) | 2.7% |
| Shareholder yield | 3.0% | 3.1% (better) |
| Ownership | ||
| Held by institutions | 94.6% | 92.6% |
| Held by insiders | 5.6% | 2.7% |
| Insider net buying, 12 months | −$9.6M (better) | −$21.9M |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 10.9% | 3.0% |
Go deeper
- KNSL stock overview
- KNSL income statement
- KNSL valuation and score
- PLMR stock overview
- PLMR income statement
- PLMR valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.