Kemper vs Mercury General
KMPR and MCY side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How KMPR and MCY compare
Mercury General is the larger company, worth 2.9 times as much as Kemper ($5.7B against $2.0B).
Mercury General grew revenue faster over the last twelve months (10.0% versus −4.5% for Kemper).
Mercury General keeps more of each dollar of sales as profit, with a net margin of 14.8% compared with −10.8% at Kemper.
Both pay dividends: Kemper yields 3.9% and Mercury General 1.2%.
Mercury General scores higher on the StockData Score (11 against 6 for Kemper), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | KMPR | MCY |
|---|---|---|
| Size and price | ||
| Market cap | $2.0B | $5.7B |
| Share price | $33.22 | $102.42 |
| Change, 1 year | −26.7% | 33.0% |
| Change, 5 years | −47.9% | 84.9% |
| Beta (5Y) | 0.72 | 0.62 |
| Employees | 7,400 | 4,300 |
| StockData Score | ||
| Total score | 6 | 11 (better) |
| Valuation score | 2 | 3 (better) |
| Growth score | 0 | 3 (better) |
| Performance score | 0 | 4 (better) |
| Health score | 1 (better) | 0 |
| Dividend score | 3 (better) | 1 |
| Valuation | ||
| P/E | – | 6.1× |
| P/S | 0.4× (better) | 0.9× |
| P/B | 0.9× | – |
| EV/EBITDA | – | 3.2× |
| P/FCF | 4.9× | 4.5× (better) |
| FCF yield | 20.3% | 22.3% (better) |
| Growth | ||
| Revenue growth (TTM) | −4.5% | 10.0% (better) |
| Revenue growth, 5Y average | −1.7% | 9.6% (better) |
| Net income growth (TTM) | −244% | 140% (better) |
| EPS growth (TTM) | −258% | 140% (better) |
| EPS growth, 5Y average | −17.9% | 7.6% (better) |
| Profitability | ||
| Gross margin | – | 99.7% |
| Net margin | −10.8% | 14.8% (better) |
| FCF margin | 8.7% | 19.9% (better) |
| Return on equity | −38.7% | – |
| Financial health | ||
| Debt / equity | 0.43 | – |
| Altman Z-score | 0.58 | 1.41 (better) |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 3.9% (better) | 1.2% |
| Years of dividend growth | 1 (better) | 0 |
| Dividend growth, 5Y average | 1.3% (better) | −12.8% |
| Buyback yield | 13.8% | – |
| Shareholder yield | 17.6% (better) | 1.2% |
| Ownership | ||
| Held by institutions | 96.7% | 47.0% |
| Held by insiders | 1.8% | 35.5% |
| Insider net buying, 12 months | $1.3M (better) | $49.9K |
| Short interest, % of float | – | 4.1% |
Go deeper
- KMPR stock overview
- KMPR income statement
- KMPR valuation and score
- MCY stock overview
- MCY income statement
- MCY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.