Kemper vs Kinsale Capital
KMPR and KNSL side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How KMPR and KNSL compare
Kinsale Capital is the larger company, worth 4.4 times as much as Kemper ($8.9B against $2.0B).
Kinsale Capital grew revenue faster over the last twelve months (8.3% versus −8.7% for Kemper).
Kinsale Capital keeps more of each dollar of sales as profit, with a net margin of 26.9% compared with −9.5% at Kemper.
Both pay dividends: Kemper yields 3.7% and Kinsale Capital 0.23%.
Kinsale Capital scores higher on the StockData Score (15 against 6 for Kemper), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | KMPR | KNSL |
|---|---|---|
| Size and price | ||
| Market cap | $2.0B | $8.9B |
| Share price | $34.15 | $395.89 |
| Change, 1 year | −7.3% | −0.26% |
| Change, 5 years | −41.1% | 89.4% |
| Beta (5Y) | 0.69 | 0.54 |
| Employees | 7,400 | 720 |
| StockData Score | ||
| Total score | 6 | 15 (better) |
| Valuation score | 2 | 2 |
| Growth score | 0 | 3 (better) |
| Performance score | 0 | 6 (better) |
| Health score | 1 (better) | 0 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | – | 17.3× |
| P/S | 0.5× (better) | 4.6× |
| P/B | 0.9× (better) | 4.6× |
| P/FCF | 6.3× (better) | 9.2× |
| PEG | – | 0.37 |
| FCF yield | 15.8% (better) | 10.9% |
| Fair value | – | $428.62 |
| Margin of safety | – | 7.6% |
| Growth | ||
| Revenue growth (TTM) | −8.7% | 8.3% (better) |
| Revenue growth, 5Y average | −1.7% | 32.4% (better) |
| Net income growth (TTM) | −270% | 10.8% (better) |
| EPS growth (TTM) | −287% | 12.7% (better) |
| EPS growth, 5Y average | −17.9% | 41.1% (better) |
| Profitability | ||
| Net margin | −9.5% | 26.9% (better) |
| FCF margin | 7.2% | 49.8% (better) |
| Return on equity | −17.4% | 27.8% (better) |
| Financial health | ||
| Debt / equity | 0.44 | – |
| Altman Z-score | 0.59 | 1.94 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.7% (better) | 0.23% |
| Payout ratio | – | 4.0% |
| Years of dividend growth | 1 | 7 (better) |
| Dividend growth, 5Y average | 1.3% | 13.6% (better) |
| Buyback yield | 2.5% | 3.5% (better) |
| Shareholder yield | 6.3% (better) | 3.7% |
| Ownership | ||
| Held by institutions | 96.7% | 95.7% |
| Held by insiders | 1.8% | 5.7% |
| Insider net buying, 12 months | $350K (better) | −$9.6M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | – | 10.4% |
Go deeper
- KMPR stock overview
- KMPR income statement
- KMPR valuation and score
- KNSL stock overview
- KNSL income statement
- KNSL valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.