Klarna vs Yiren Digital
KLAR and YRD side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How KLAR and YRD compare
Klarna grew revenue faster over the last twelve months (24.8% versus −1.5% for Yiren Digital).
Yiren Digital scores higher on the StockData Score (5 against 1 for Klarna), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | KLAR | YRD |
|---|---|---|
| Size and price | ||
| Share price | $13.80 | $0.312 |
| Change, 1 year | −63.3% | −94.2% |
| Change, 5 years | – | −90.8% |
| Beta (5Y) | 2.14 | 1.08 |
| Employees | – | 108 |
| StockData Score | ||
| Total score | 1 | 5 (better) |
| Valuation score | 0 | 0 |
| Growth score | 1 | 1 |
| Performance score | 0 | 2 (better) |
| Health score | 0 | 2 (better) |
| Dividend score | 0 | 0 |
| Growth | ||
| Revenue growth (TTM) | 24.8% (better) | −1.5% |
| Revenue growth, 5Y average | – | 7.6% |
| Net income growth (TTM) | – | −96.6% |
| EPS growth (TTM) | −8000% | −96.6% (better) |
| Profitability | ||
| Operating margin | −6.6% (better) | −104% |
| Net margin | – | 0.95% |
| FCF margin | −29.5% | 11.9% (better) |
| Return on equity | – | 0.58% |
| Return on invested capital | – | −80.7% |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Interest coverage | −0.3× | – |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Payout ratio | – | 501% |
| Ownership | ||
| Held by institutions | – | 1.2% |
| Held by insiders | 23.3% | 83.6% |
| Insider net buying, 12 months | $10.0M | – |
| Short interest, % of float | 13.2% | – |
Go deeper
- KLAR stock overview
- KLAR income statement
- KLAR valuation and score
- YRD stock overview
- YRD income statement
- YRD valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.