Jiayin vs LexinFintech
JFIN and LX side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How JFIN and LX compare
Jiayin grew revenue faster over the last twelve months (7.3% versus −7.4% for LexinFintech).
Jiayin scores higher on the StockData Score (11 against 4 for LexinFintech), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | JFIN | LX |
|---|---|---|
| Size and price | ||
| Share price | $1.37 | $0.623 |
| Change, 1 year | −85.0% | −85.0% |
| Change, 5 years | −62.3% | −87.9% |
| Beta (5Y) | 0.98 | 1.49 |
| Employees | 1,155 | 4,667 |
| StockData Score | ||
| Total score | 11 (better) | 4 |
| Valuation score | 0 | 0 |
| Growth score | 3 (better) | 2 |
| Performance score | 5 (better) | 0 |
| Health score | 3 (better) | 2 |
| Dividend score | 0 | 0 |
| Growth | ||
| Revenue growth (TTM) | 7.3% (better) | −7.4% |
| Revenue growth, 5Y average | 36.8% (better) | 2.5% |
| Net income growth (TTM) | 45.4% | – |
| EPS growth (TTM) | 47.9% (better) | 45.7% |
| EPS growth, 5Y average | 44.4% (better) | 24.8% |
| Profitability | ||
| Gross margin | – | 34.0% |
| Operating margin | 28.9% | – |
| Net margin | 24.7% | – |
| FCF margin | 10.0% | 24.8% (better) |
| Return on equity | 40.6% | – |
| Return on invested capital | 38.6% | – |
| Financial health | ||
| Debt / equity | 0.15 | – |
| Net debt / EBITDA | 0.33 (better) | −0.51 |
| Current ratio | 1.88 | 1.89 (better) |
| Piotroski F-score | 5 | – |
| Ownership | ||
| Held by institutions | 0.27% | 5.9% |
| Held by insiders | 68.0% | 16.1% |
Go deeper
- JFIN stock overview
- JFIN income statement
- JFIN valuation and score
- LX stock overview
- LX income statement
- LX valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.