ING Groep vs Lloyds Banking
ING and LYG side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ING and LYG compare
ING Groep grew revenue faster over the last twelve months (21.8% versus 7.9% for Lloyds Banking).
ING Groep keeps more of each dollar of sales as profit, with a net margin of 32.4% compared with 24.0% at Lloyds Banking.
ING Groep scores higher on the StockData Score (6 against 3 for Lloyds Banking), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ING | LYG |
|---|---|---|
| Size and price | ||
| Share price | $31.46 | $5.00 |
| Change, 1 year | 30.2% | 6.8% |
| Change, 5 years | 106% | 92.3% |
| Beta (5Y) | 0.91 | 0.91 |
| Employees | 500 | 60K |
| StockData Score | ||
| Total score | 6 (better) | 3 |
| Valuation score | 0 | 0 |
| Growth score | 2 (better) | 1 |
| Performance score | 4 (better) | 2 |
| Health score | 0 | 0 |
| Dividend score | 0 | 0 |
| Growth | ||
| Revenue growth (TTM) | 21.8% (better) | 7.9% |
| Revenue growth, 5Y average | 8.3% (better) | −7.8% |
| Net income growth (TTM) | 56.1% (better) | 5.4% |
| EPS growth (TTM) | 68.5% (better) | 11.3% |
| EPS growth, 5Y average | 36.8% | 41.9% (better) |
| Profitability | ||
| Operating margin | 100% | – |
| Net margin | 32.4% (better) | 24.0% |
| FCF margin | −26.2% | 3.2% (better) |
| Return on equity | 15.6% (better) | 9.9% |
| Financial health | ||
| Interest coverage | 0.7× | – |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Payout ratio | 46.7% | 44.0% |
| Years of dividend growth | 1 | – |
| Dividend growth, 5Y average | 55.4% | – |
| Ownership | ||
| Held by institutions | 4.7% | 1.0% |
| Held by insiders | 0.00% | 0.00% |
Go deeper
- ING stock overview
- ING income statement
- ING valuation and score
- LYG stock overview
- LYG income statement
- LYG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.