Hilltop vs Prosperity Bancshares
HTH and PB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HTH and PB compare
Prosperity Bancshares is the larger company, worth 4.1 times as much as Hilltop ($8.7B against $2.1B).
On earnings, Prosperity Bancshares is cheaper: it trades at 12.5× trailing earnings, against 13.7× for Hilltop.
Prosperity Bancshares grew revenue faster over the last twelve months (13.3% versus 3.9% for Hilltop).
Prosperity Bancshares keeps more of each dollar of sales as profit, with a net margin of 40.4% compared with 12.7% at Hilltop.
Both pay dividends: Hilltop yields 2.2% and Prosperity Bancshares 3.3%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HTH | PB |
|---|---|---|
| Size and price | ||
| Market cap | $2.1B | $8.7B |
| Share price | $37.12 | $71.98 |
| Change, 1 year | 14.4% | 10.5% |
| Change, 5 years | −2.5% | −7.6% |
| Beta (5Y) | 0.70 | 0.61 |
| Employees | 3,500 | 3,941 |
| StockData Score | ||
| Total score | 14 | 14 |
| Valuation score | 4 (better) | 3 |
| Growth score | 2 | 2 |
| Performance score | 2 | 3 (better) |
| Health score | 3 | 3 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 13.7× | 12.5× (better) |
| P/S | 1.7× (better) | 6.2× |
| P/B | 1.0× (better) | 1.0× |
| P/FCF | – | 14.7× |
| PEG | 0.76 | – |
| FCF yield | −5.8% | 6.8% (better) |
| Fair value | $39.42 | $73.61 |
| Margin of safety | 5.8% (better) | 2.2% |
| Growth | ||
| Revenue growth (TTM) | 3.9% | 13.3% (better) |
| Revenue growth, 5Y average | −9.5% | 1.5% (better) |
| Net income growth (TTM) | 12.8% (better) | 7.6% |
| EPS growth (TTM) | 21.1% (better) | 4.9% |
| EPS growth, 5Y average | −12.0% | 0.14% (better) |
| Profitability | ||
| Net margin | 12.7% | 40.4% (better) |
| FCF margin | −9.6% | 42.4% (better) |
| Return on equity | 7.5% (better) | 7.1% |
| Financial health | ||
| Debt / equity | 0.58 | – |
| Altman Z-score | 0.28 | 0.31 (better) |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.2% | 3.3% (better) |
| Payout ratio | 28.2% | 41.2% |
| Years of dividend growth | 9 | – |
| Dividend growth, 5Y average | 14.9% | – |
| Buyback yield | 9.9% | – |
| Shareholder yield | 12.0% (better) | 3.3% |
| Ownership | ||
| Held by institutions | 55.9% | 73.7% |
| Held by insiders | 60.5% | 3.1% |
| Insider net buying, 12 months | −$15.4M | −$5.5M (better) |
| Short interest, % of float | 10.6% | 3.8% |
Go deeper
- HTH stock overview
- HTH income statement
- HTH valuation and score
- PB stock overview
- PB income statement
- PB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.