Hartford Insurance vs Markel
HIG and MKL side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HIG and MKL compare
Hartford Insurance is the larger company, worth 1.6 times as much as Markel ($35.9B against $23.2B).
On earnings, Hartford Insurance is cheaper: it trades at 8.6× trailing earnings, against 10.4× for Markel.
Hartford Insurance grew revenue faster over the last twelve months (7.0% versus 3.5% for Markel).
Hartford Insurance keeps more of each dollar of sales as profit, with a net margin of 15.0% compared with 14.7% at Markel.
Hartford Insurance pays a dividend yielding 1.8%; Markel does not pay one.
Hartford Insurance scores higher on the StockData Score (17 against 7 for Markel), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HIG | MKL |
|---|---|---|
| Size and price | ||
| Market cap | $35.9B | $23.2B |
| Share price | $132.59 | $1869.82 |
| Change, 1 year | 8.4% | 2.4% |
| Change, 5 years | 84.6% | 42.4% |
| Beta (5Y) | 0.54 | 0.56 |
| Employees | 19K | 23K |
| StockData Score | ||
| Total score | 17 (better) | 7 |
| Valuation score | 4 (better) | 2 |
| Growth score | 3 (better) | 0 |
| Performance score | 6 (better) | 4 |
| Health score | 0 | 1 (better) |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 8.6× (better) | 10.4× |
| P/S | 1.2× (better) | 1.5× |
| P/B | 1.8× | 1.2× (better) |
| EV/EBITDA | 6.3× (better) | 6.4× |
| P/FCF | 6.1× (better) | 10.9× |
| PEG | 0.25 | – |
| FCF yield | 16.4% (better) | 9.1% |
| Fair value | $149.44 | $2061.96 |
| Margin of safety | 11.3% (better) | 9.3% |
| Growth | ||
| Revenue growth (TTM) | 7.0% (better) | 3.5% |
| Revenue growth, 5Y average | 6.7% | 9.8% (better) |
| Net income growth (TTM) | 34.5% (better) | 2.3% |
| EPS growth (TTM) | 40.3% (better) | 6.1% |
| EPS growth, 5Y average | 22.9% | 24.9% (better) |
| Profitability | ||
| Operating margin | – | 19.9% |
| Net margin | 15.0% (better) | 14.7% |
| FCF margin | 20.2% (better) | 13.7% |
| Return on equity | 23.5% (better) | 12.6% |
| Return on invested capital | – | 17.0% |
| Financial health | ||
| Interest coverage | – | 15.2× |
| Altman Z-score | 1.07 (better) | 0.94 |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.8% | – |
| Payout ratio | 14.3% | – |
| Years of dividend growth | 13 | – |
| Dividend growth, 5Y average | 10.7% | – |
| Buyback yield | 4.8% (better) | 2.3% |
| Shareholder yield | 6.6% (better) | 2.3% |
| Ownership | ||
| Held by institutions | 93.4% | 79.1% |
| Held by insiders | 0.35% | 1.7% |
| Insider net buying, 12 months | −$56.5M | −$3.3M (better) |
| Superinvestors holding | – | 4 |
| Short interest, % of float | 1.5% | 2.3% |
Go deeper
- HIG stock overview
- HIG income statement
- HIG valuation and score
- MKL stock overview
- MKL income statement
- MKL valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.