HBT Financial vs Mid Penn Bancorp
HBT and MPB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HBT and MPB compare
HBT Financial is the larger company, worth 1.5 times as much as Mid Penn Bancorp ($1.3B against $894M).
On earnings, Mid Penn Bancorp is cheaper: it trades at 12.3× trailing earnings, against 14.4× for HBT Financial.
Mid Penn Bancorp grew revenue faster over the last twelve months (31.3% versus 24.4% for HBT Financial).
HBT Financial keeps more of each dollar of sales as profit, with a net margin of 30.5% compared with 25.8% at Mid Penn Bancorp.
Both pay dividends: HBT Financial yields 2.6% and Mid Penn Bancorp 2.7%.
Mid Penn Bancorp scores higher on the StockData Score (13 against 12 for HBT Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HBT | MPB |
|---|---|---|
| Size and price | ||
| Market cap | $1.3B | $894M |
| Share price | $36.95 | $35.28 |
| Change, 1 year | 55.3% | 19.9% |
| Change, 5 years | 98.7% | 19.4% |
| Beta (5Y) | 0.64 | 0.55 |
| Employees | 826 | 16 |
| StockData Score | ||
| Total score | 12 | 13 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 4 (better) | 2 |
| Health score | 5 (better) | 4 |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 14.4× | 12.3× (better) |
| P/S | 4.6× | 3.2× (better) |
| P/B | 1.8× | 1.0× (better) |
| P/FCF | – | 14.0× |
| PEG | 1.86 | – |
| FCF yield | – | 7.1% |
| Fair value | $28.09 | $34.57 |
| Margin of safety | −31.6% | −2.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 24.4% | 31.3% (better) |
| Revenue growth, 5Y average | 9.3% | 16.3% (better) |
| Net income growth (TTM) | 14.1% | 42.8% (better) |
| EPS growth (TTM) | 3.2% | 18.0% (better) |
| EPS growth, 5Y average | 12.7% (better) | −3.8% |
| Profitability | ||
| Net margin | 30.5% (better) | 25.8% |
| FCF margin | – | 23.0% |
| Return on equity | 13.2% (better) | 8.4% |
| Financial health | ||
| Debt / equity | – | 0.08 |
| Altman Z-score | 0.26 (better) | 0.17 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.6% | 2.7% (better) |
| Payout ratio | 35.2% | 31.9% |
| Years of dividend growth | 4 (better) | 1 |
| Dividend growth, 5Y average | 7.0% (better) | 0.48% |
| Buyback yield | 1.2% | – |
| Shareholder yield | 3.8% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 25.7% | 53.4% |
| Held by insiders | 52.8% | 25.6% |
| Insider net buying, 12 months | −$1.0M | $332K (better) |
| Short interest, % of float | 6.7% | 3.5% |
Go deeper
- HBT stock overview
- HBT income statement
- HBT valuation and score
- MPB stock overview
- MPB income statement
- MPB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.