Horizon Bancorp vs 1st Source
HBNC and SRCE side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HBNC and SRCE compare
1st Source is the larger company, worth 1.9 times as much as Horizon Bancorp ($2.1B against $1.1B).
On earnings, Horizon Bancorp is cheaper: it trades at 10.2× trailing earnings, against 11.9× for 1st Source.
Both pay dividends: Horizon Bancorp yields 3.0% and 1st Source 2.0%.
Horizon Bancorp scores higher on the StockData Score (14 against 10 for 1st Source), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HBNC | SRCE |
|---|---|---|
| Size and price | ||
| Market cap | $1.1B | $2.1B |
| Share price | $21.27 | $87.71 |
| Change, 1 year | 32.4% | 43.3% |
| Change, 5 years | 5.1% | 78.2% |
| Beta (5Y) | 0.75 | 0.59 |
| Employees | – | 1,190 |
| StockData Score | ||
| Total score | 14 (better) | 10 |
| Valuation score | 2 (better) | 1 |
| Growth score | 0 | 0 |
| Performance score | 4 (better) | 0 |
| Health score | 4 | 6 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 10.2× (better) | 11.9× |
| P/S | 3.6× (better) | 4.6× |
| P/B | 1.6× (better) | 1.6× |
| P/FCF | 9.8× | 9.2× (better) |
| PEG | – | 1.22 |
| FCF yield | 10.2% | 10.9% (better) |
| Fair value | $19.38 | $77.42 |
| Margin of safety | −9.7% (better) | −13.3% |
| Growth | ||
| Revenue growth (TTM) | – | 9.9% |
| Revenue growth, 5Y average | – | 5.6% |
| EPS growth (TTM) | – | 21.9% |
| EPS growth, 5Y average | – | 15.1% |
| Profitability | ||
| Net margin | 35.4% | – |
| FCF margin | 37.0% | 49.7% (better) |
| Return on equity | 15.7% | – |
| Financial health | ||
| Debt / equity | – | 0.18 |
| Altman Z-score | 0.22 | 0.38 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.0% (better) | 2.0% |
| Payout ratio | 30.9% | – |
| Years of dividend growth | 0 | 12 (better) |
| Dividend growth, 5Y average | 5.9% | 6.1% (better) |
| Buyback yield | – | 1.3% |
| Shareholder yield | 3.0% | 3.3% (better) |
| Ownership | ||
| Held by institutions | 79.7% | 77.5% |
| Held by insiders | 2.1% | 32.6% |
| Insider net buying, 12 months | −$138K (better) | −$244K |
| Short interest, % of float | 5.8% | 3.9% |
Go deeper
- HBNC stock overview
- HBNC income statement
- HBNC valuation and score
- SRCE stock overview
- SRCE income statement
- SRCE valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.