Home Bancorp vs Third Coast Bancshares
HBCP and TCBX side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HBCP and TCBX compare
Third Coast Bancshares is the larger company, worth 1.4 times as much as Home Bancorp ($664M against $477M).
On earnings, Third Coast Bancshares is cheaper: it trades at 10.1× trailing earnings, against 10.1× for Home Bancorp.
Third Coast Bancshares grew revenue faster over the last twelve months (26.4% versus 8.2% for Home Bancorp).
Third Coast Bancshares keeps more of each dollar of sales as profit, with a net margin of 31.4% compared with 30.4% at Home Bancorp.
Home Bancorp pays a dividend yielding 2.1%; Third Coast Bancshares does not pay one.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HBCP | TCBX |
|---|---|---|
| Size and price | ||
| Market cap | $477M | $664M |
| Share price | $60.61 | $39.89 |
| Change, 1 year | 13.7% | 8.8% |
| Change, 5 years | 39.7% | – |
| Beta (5Y) | 0.63 | 0.57 |
| Employees | 486 | 412 |
| StockData Score | ||
| Total score | 16 | 16 |
| Valuation score | 3 | 5 (better) |
| Growth score | 1 | 3 (better) |
| Performance score | 4 | 5 (better) |
| Health score | 4 (better) | 3 |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 10.1× | 10.1× (better) |
| P/S | 3.1× | 2.8× (better) |
| P/B | 1.1× | 1.0× (better) |
| P/FCF | 9.3× | – |
| PEG | 0.83 | 0.23 (better) |
| FCF yield | 10.8% | – |
| Fair value | $64.31 | $45.50 |
| Margin of safety | 5.8% | 12.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 8.2% | 26.4% (better) |
| Revenue growth, 5Y average | 6.9% | 24.2% (better) |
| Net income growth (TTM) | 12.9% | 30.7% (better) |
| EPS growth (TTM) | 14.8% | 23.1% (better) |
| EPS growth, 5Y average | 15.5% (better) | 14.7% |
| Profitability | ||
| Net margin | 30.4% | 31.4% (better) |
| FCF margin | 33.5% | – |
| Return on equity | 10.8% | 12.7% (better) |
| Financial health | ||
| Altman Z-score | 0.25 (better) | 0.15 |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.1% | – |
| Payout ratio | 20.4% | – |
| Years of dividend growth | 11 | – |
| Dividend growth, 5Y average | 5.3% | – |
| Buyback yield | 0.10% | – |
| Shareholder yield | 2.2% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 54.1% | 60.3% |
| Held by insiders | 6.2% | 15.5% |
| Insider net buying, 12 months | −$439K | −$115K (better) |
| Short interest, % of float | 4.2% | 3.8% |
Go deeper
- HBCP stock overview
- HBCP income statement
- HBCP valuation and score
- TCBX stock overview
- TCBX income statement
- TCBX valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.