Great Southern Bancorp vs Old Second Bancorp
GSBC and OSBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How GSBC and OSBC compare
Old Second Bancorp is the larger company, worth 1.4 times as much as Great Southern Bancorp ($1.2B against $885M).
On earnings, Great Southern Bancorp is cheaper: it trades at 13.5× trailing earnings, against 14.0× for Old Second Bancorp.
Old Second Bancorp grew revenue faster over the last twelve months (30.4% versus −0.05% for Great Southern Bancorp).
Great Southern Bancorp keeps more of each dollar of sales as profit, with a net margin of 29.7% compared with 24.2% at Old Second Bancorp.
Both pay dividends: Great Southern Bancorp yields 2.1% and Old Second Bancorp 1.5%.
Old Second Bancorp scores higher on the StockData Score (13 against 6 for Great Southern Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | GSBC | OSBC |
|---|---|---|
| Size and price | ||
| Market cap | $885M | $1.2B |
| Share price | $81.23 | $24.30 |
| Change, 1 year | 44.4% | 32.6% |
| Change, 5 years | 39.1% | 74.3% |
| Beta (5Y) | 0.48 | 0.60 |
| Employees | 1,075 | 1,062 |
| StockData Score | ||
| Total score | 6 | 13 (better) |
| Valuation score | 0 | 1 (better) |
| Growth score | 0 | 2 (better) |
| Performance score | 2 | 3 (better) |
| Health score | 1 | 3 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 13.5× (better) | 14.0× |
| P/S | 3.9× | 3.2× (better) |
| P/B | 1.4× | 1.4× (better) |
| P/FCF | 19.8× | 8.7× (better) |
| PEG | 14.52 | 4.94 (better) |
| FCF yield | 5.0% | 11.5% (better) |
| Fair value | $70.38 | $20.76 |
| Margin of safety | −15.4% (better) | −17.0% |
| Growth | ||
| Revenue growth (TTM) | −0.05% | 30.4% (better) |
| Revenue growth, 5Y average | 1.6% | 21.3% (better) |
| Net income growth (TTM) | −1.6% | 10.4% (better) |
| EPS growth (TTM) | 2.6% (better) | −4.9% |
| EPS growth, 5Y average | 8.0% | 12.0% (better) |
| Profitability | ||
| Net margin | 29.7% (better) | 24.2% |
| FCF margin | 19.7% | 37.3% (better) |
| Return on equity | 10.6% | 11.4% (better) |
| Financial health | ||
| Altman Z-score | 0.15 | 0.30 (better) |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.1% (better) | 1.5% |
| Payout ratio | 28.0% | 15.3% |
| Years of dividend growth | 1 | 2 (better) |
| Dividend growth, 5Y average | −6.8% | 44.3% (better) |
| Buyback yield | 5.6% (better) | 3.7% |
| Shareholder yield | 7.7% (better) | 5.2% |
| Ownership | ||
| Held by institutions | 51.6% | 76.3% |
| Held by insiders | 16.1% | 3.0% |
| Insider net buying, 12 months | −$3.2M (better) | −$7.3M |
| Short interest, % of float | 7.0% | 5.6% |
Go deeper
- GSBC stock overview
- GSBC income statement
- GSBC valuation and score
- OSBC stock overview
- OSBC income statement
- OSBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.