FirstSun Capital Bancorp vs Nicolet Bankshares
FSUN and NIC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FSUN and NIC compare
Nicolet Bankshares is the larger company, worth 2.0 times as much as FirstSun Capital Bancorp ($3.6B against $1.8B).
On earnings, Nicolet Bankshares is cheaper: it trades at 19.3× trailing earnings, against 19.8× for FirstSun Capital Bancorp.
Nicolet Bankshares grew revenue faster over the last twelve months (55.3% versus 43.2% for FirstSun Capital Bancorp).
Nicolet Bankshares keeps more of each dollar of sales as profit, with a net margin of 29.8% compared with 10.6% at FirstSun Capital Bancorp.
Nicolet Bankshares pays a dividend yielding 0.78%; FirstSun Capital Bancorp does not pay one.
Nicolet Bankshares scores higher on the StockData Score (13 against 9 for FirstSun Capital Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FSUN | NIC |
|---|---|---|
| Size and price | ||
| Market cap | $1.8B | $3.6B |
| Share price | $39.04 | $174.08 |
| Change, 1 year | 21.6% | 39.6% |
| Change, 5 years | – | 138% |
| Beta (5Y) | 0.43 | 0.67 |
| Employees | 1,186 | 986 |
| StockData Score | ||
| Total score | 9 | 13 (better) |
| Valuation score | 2 (better) | 0 |
| Growth score | 2 | 3 (better) |
| Performance score | 1 | 2 (better) |
| Health score | 4 | 5 (better) |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | 19.8× | 19.3× (better) |
| P/S | 3.1× (better) | 6.1× |
| P/B | 1.0× (better) | 1.6× |
| P/FCF | 1.6× (better) | 18.5× |
| PEG | 1.67 | 1.35 (better) |
| FCF yield | 63.7% (better) | 5.4% |
| Fair value | $34.00 | $130.97 |
| Margin of safety | −14.8% (better) | −32.9% |
| Growth | ||
| Revenue growth (TTM) | 43.2% | 55.3% (better) |
| Revenue growth, 5Y average | 8.1% | 15.4% (better) |
| Net income growth (TTM) | −30.8% | 21.6% (better) |
| EPS growth (TTM) | −37.7% | −3.3% (better) |
| EPS growth, 5Y average | 6.1% | 11.4% (better) |
| Profitability | ||
| Net margin | 10.6% | 29.8% (better) |
| FCF margin | 198% (better) | 33.0% |
| Return on equity | 4.2% | 10.2% (better) |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Altman Z-score | 0.18 | 0.28 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | – | 0.78% |
| Payout ratio | 139% | 15.3% |
| Years of dividend growth | – | 2 |
| Buyback yield | 0.11% | 2.8% (better) |
| Shareholder yield | 0.11% | 3.6% (better) |
| Ownership | ||
| Held by institutions | 52.9% | 63.3% |
| Held by insiders | 14.3% | 8.9% |
| Insider net buying, 12 months | $52.9K (better) | −$4.0M |
| Short interest, % of float | 5.6% | 5.9% |
Go deeper
- FSUN stock overview
- FSUN income statement
- FSUN valuation and score
- NIC stock overview
- NIC income statement
- NIC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.