Five Star Bancorp vs MetroCity Bankshares
FSBC and MCBS side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FSBC and MCBS compare
Five Star Bancorp and MetroCity Bankshares are about the same size, with market caps of $1.1B and $1.1B.
On earnings, MetroCity Bankshares is cheaper: it trades at 12.0× trailing earnings, against 12.6× for Five Star Bancorp.
MetroCity Bankshares grew revenue faster over the last twelve months (30.6% versus 26.0% for Five Star Bancorp).
MetroCity Bankshares keeps more of each dollar of sales as profit, with a net margin of 45.2% compared with 41.0% at Five Star Bancorp.
Both pay dividends: Five Star Bancorp yields 2.3% and MetroCity Bankshares 3.1%.
MetroCity Bankshares scores higher on the StockData Score (14 against 13 for Five Star Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FSBC | MCBS |
|---|---|---|
| Size and price | ||
| Market cap | $1.1B | $1.1B |
| Share price | $44.31 | $36.50 |
| Change, 1 year | 26.1% | 39.7% |
| Change, 5 years | 43.6% | 34.3% |
| Beta (5Y) | 0.81 | 0.78 |
| Employees | 233 | 317 |
| StockData Score | ||
| Total score | 13 | 14 (better) |
| Valuation score | 0 | 1 (better) |
| Growth score | 3 (better) | 2 |
| Performance score | 4 | 6 (better) |
| Health score | 3 | 3 |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | 12.6× | 12.0× (better) |
| P/S | 5.7× | 5.5× (better) |
| P/B | 1.8× (better) | 1.8× |
| P/FCF | 12.3× | – |
| PEG | 3.51 (better) | 4.50 |
| FCF yield | 8.1% | – |
| Fair value | $39.54 | $32.48 |
| Margin of safety | −12.1% (better) | −12.4% |
| Growth | ||
| Revenue growth (TTM) | 26.0% | 30.6% (better) |
| Revenue growth, 5Y average | 16.3% (better) | 10.8% |
| Net income growth (TTM) | 35.4% (better) | 30.4% |
| EPS growth (TTM) | 30.7% (better) | 17.8% |
| EPS growth, 5Y average | −4.1% | 13.4% (better) |
| Profitability | ||
| Net margin | 41.0% | 45.2% (better) |
| FCF margin | 46.6% | – |
| Return on equity | 14.8% | 16.9% (better) |
| Financial health | ||
| Altman Z-score | 0.21 | 0.34 (better) |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 2.3% | 3.1% (better) |
| Payout ratio | 27.2% | 34.9% |
| Years of dividend growth | 0 | 3 (better) |
| Dividend growth, 5Y average | −21.2% | – |
| Buyback yield | – | 0.68% |
| Shareholder yield | 2.3% | 3.8% (better) |
| Ownership | ||
| Held by institutions | 52.9% | 26.8% |
| Held by insiders | 18.1% | 28.4% |
| Insider net buying, 12 months | $5.3M | – |
| Short interest, % of float | 6.1% | 4.6% |
Go deeper
- FSBC stock overview
- FSBC income statement
- FSBC valuation and score
- MCBS stock overview
- MCBS income statement
- MCBS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.