First Merchants vs Huntington Bancshares
FRME and HBAN side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FRME and HBAN compare
Huntington Bancshares is the larger company, worth 13 times as much as First Merchants ($31.9B against $2.5B).
On earnings, Huntington Bancshares is cheaper: it trades at 12.2× trailing earnings, against 12.6× for First Merchants.
Huntington Bancshares grew revenue faster over the last twelve months (20.5% versus 8.5% for First Merchants).
Huntington Bancshares keeps more of each dollar of sales as profit, with a net margin of 133% compared with 27.3% at First Merchants.
Both pay dividends: First Merchants yields 3.6% and Huntington Bancshares 3.9%.
Huntington Bancshares scores higher on the StockData Score (15 against 11 for First Merchants), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FRME | HBAN |
|---|---|---|
| Size and price | ||
| Market cap | $2.5B | $31.9B |
| Share price | $40.59 | $15.78 |
| Change, 1 year | 13.9% | 4.1% |
| Change, 5 years | −4.7% | −0.44% |
| Beta (5Y) | 0.69 | 1.00 |
| Employees | 2,086 | 12K |
| StockData Score | ||
| Total score | 11 | 15 (better) |
| Valuation score | 3 | 3 |
| Growth score | 0 | 1 (better) |
| Performance score | 1 | 2 (better) |
| Health score | 4 | 5 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 12.6× | 12.2× (better) |
| P/S | 3.5× (better) | 17.6× |
| P/B | 1.0× (better) | 1.0× |
| P/FCF | – | 11.9× |
| PEG | 20.64 | – |
| FCF yield | – | 8.4% |
| Fair value | $41.94 | $17.36 |
| Margin of safety | 3.2% | 9.1% (better) |
| Growth | ||
| Revenue growth (TTM) | 8.5% | 20.5% (better) |
| Revenue growth, 5Y average | 6.1% | 12.1% (better) |
| Net income growth (TTM) | −15.3% | 13.6% (better) |
| EPS growth (TTM) | −19.3% | −4.4% (better) |
| EPS growth, 5Y average | 7.2% | 15.0% (better) |
| Profitability | ||
| Net margin | 27.3% | 133% (better) |
| FCF margin | – | 148% |
| Return on equity | 7.8% | 9.0% (better) |
| Financial health | ||
| Debt / equity | – | 0.10 |
| Altman Z-score | 0.22 (better) | 0.12 |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.6% | 3.9% (better) |
| Payout ratio | 45.6% | 42.5% |
| Years of dividend growth | 14 (better) | 0 |
| Dividend growth, 5Y average | 6.6% (better) | 0.66% |
| Buyback yield | 2.4% | – |
| Shareholder yield | 6.0% (better) | 3.9% |
| Ownership | ||
| Held by institutions | 74.3% | 86.9% |
| Held by insiders | 2.2% | 0.91% |
| Insider net buying, 12 months | −$1.9M (better) | −$6.3M |
Go deeper
- FRME stock overview
- FRME income statement
- FRME valuation and score
- HBAN stock overview
- HBAN income statement
- HBAN valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.