Finance of America Companies vs UWM
FOA and UWMC side by side, both in non-depository credit institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FOA and UWMC compare
UWM is the larger company, worth 11 times as much as Finance of America Companies ($2.0B against $189M).
UWM keeps more of each dollar of sales as profit, with a net margin of 0.55% compared with −19.2% at Finance of America Companies.
UWM pays a dividend yielding 23.6%; Finance of America Companies does not pay one.
UWM scores higher on the StockData Score (9 against 7 for Finance of America Companies), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FOA | UWMC |
|---|---|---|
| Size and price | ||
| Market cap | $189M | $2.0B |
| Share price | $10.94 | $1.27 |
| Change, 1 year | −53.2% | −76.8% |
| Change, 5 years | −79.0% | −80.3% |
| Beta (5Y) | 0.72 | 1.00 |
| Employees | 784 | 2,200 |
| StockData Score | ||
| Total score | 7 | 9 (better) |
| Valuation score | 1 | 1 |
| Growth score | 1 | 1 |
| Performance score | 1 (better) | 0 |
| Health score | 4 | 4 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/S | 1.0× | 0.6× (better) |
| EV/EBITDA | – | 17.3× |
| FCF yield | – | −89.2% |
| Growth | ||
| Revenue growth (TTM) | – | 20.8% |
| Revenue growth, 5Y average | −22.7% | −8.5% (better) |
| Net income growth (TTM) | – | 16.3% |
| Profitability | ||
| Net margin | −19.2% | 0.55% (better) |
| FCF margin | – | −51.3% |
| Financial health | ||
| Altman Z-score | −0.02 | 0.28 (better) |
| Piotroski F-score | 4 (better) | 3 |
| Dividends and buybacks | ||
| Dividend yield | – | 23.6% |
| Payout ratio | – | 598% |
| Buyback yield | 43.2% | – |
| Shareholder yield | 43.2% (better) | 23.6% |
| Ownership | ||
| Held by institutions | 27.7% | 17.1% |
| Held by insiders | – | 93.9% |
| Insider net buying, 12 months | −$95.7M (better) | −$343M |
| Superinvestors holding | 1 | 1 |
| Short interest, % of float | – | 90.0% |
Go deeper
- FOA stock overview
- FOA income statement
- FOA valuation and score
- UWMC stock overview
- UWMC income statement
- UWMC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.