Fidelity National Financial vs Stewart Information Services
FNF and STC side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FNF and STC compare
Fidelity National Financial is the larger company, worth 8.0 times as much as Stewart Information Services ($10.8B against $1.4B).
On earnings, Stewart Information Services is cheaper: it trades at 9.8× trailing earnings, against 14.0× for Fidelity National Financial.
Stewart Information Services grew revenue faster over the last twelve months (22.5% versus 13.0% for Fidelity National Financial).
Fidelity National Financial keeps more of each dollar of sales as profit, with a net margin of 5.0% compared with 4.1% at Stewart Information Services.
Both pay dividends: Fidelity National Financial yields 5.2% and Stewart Information Services 4.8%.
Stewart Information Services scores higher on the StockData Score (15 against 10 for Fidelity National Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FNF | STC |
|---|---|---|
| Size and price | ||
| Market cap | $10.8B | $1.4B |
| Share price | $40.28 | $44.50 |
| Change, 1 year | −27.9% | −36.5% |
| Change, 5 years | −19.2% | −39.7% |
| Beta (5Y) | 0.86 | 0.88 |
| Employees | 25K | 7,800 |
| StockData Score | ||
| Total score | 10 | 15 (better) |
| Valuation score | 4 | 6 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 0 | 1 (better) |
| Health score | 0 | 0 |
| Dividend score | 5 | 6 (better) |
| Valuation | ||
| P/E | 14.0× | 9.8× (better) |
| P/S | 0.7× | 0.4× (better) |
| P/B | 1.4× | 0.8× (better) |
| EV/EBITDA | 3.3× (better) | 4.1× |
| P/FCF | – | 9.1× |
| FCF yield | – | 11.0% |
| Fair value | $41.29 | $71.01 |
| Margin of safety | 2.4% | 37.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 13.0% | 22.5% (better) |
| Revenue growth, 5Y average | 6.0% (better) | 5.0% |
| Net income growth (TTM) | −28.3% | 53.4% (better) |
| EPS growth (TTM) | −26.9% | 46.6% (better) |
| EPS growth, 5Y average | −15.0% | −8.2% (better) |
| Profitability | ||
| Net margin | 5.0% (better) | 4.1% |
| FCF margin | – | 4.6% |
| Return on equity | 10.1% (better) | 8.7% |
| Financial health | ||
| Altman Z-score | 0.27 | 1.99 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 5.2% (better) | 4.8% |
| Payout ratio | 71.6% | 47.0% |
| Years of dividend growth | 4 | 5 (better) |
| Dividend growth, 5Y average | – | 11.3% |
| Buyback yield | 2.0% (better) | 0.42% |
| Shareholder yield | 7.1% (better) | 5.2% |
| Ownership | ||
| Held by institutions | 86.8% | 98.1% |
| Held by insiders | 5.7% | 2.1% |
| Insider net buying, 12 months | −$7.9M | −$632K (better) |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 4.6% | 3.7% |
Go deeper
- FNF stock overview
- FNF income statement
- FNF valuation and score
- STC stock overview
- STC income statement
- STC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.