First American Financial vs Fidelity National Financial
FAF and FNF side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FAF and FNF compare
Fidelity National Financial is the larger company, worth 1.7 times as much as First American Financial ($10.8B against $6.5B).
On earnings, First American Financial is cheaper: it trades at 8.8× trailing earnings, against 14.0× for Fidelity National Financial.
First American Financial grew revenue faster over the last twelve months (22.6% versus 13.0% for Fidelity National Financial).
First American Financial keeps more of each dollar of sales as profit, with a net margin of 9.3% compared with 5.0% at Fidelity National Financial.
Both pay dividends: First American Financial yields 3.5% and Fidelity National Financial 5.2%.
First American Financial scores higher on the StockData Score (15 against 10 for Fidelity National Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FAF | FNF |
|---|---|---|
| Size and price | ||
| Market cap | $6.5B | $10.8B |
| Share price | $63.82 | $40.28 |
| Change, 1 year | 4.0% | −27.9% |
| Change, 5 years | −15.4% | −19.2% |
| Beta (5Y) | 0.85 | 0.86 |
| Employees | 19K | 25K |
| StockData Score | ||
| Total score | 15 (better) | 10 |
| Valuation score | 6 (better) | 4 |
| Growth score | 3 (better) | 1 |
| Performance score | 2 (better) | 0 |
| Health score | 0 | 0 |
| Dividend score | 4 | 5 (better) |
| Valuation | ||
| P/E | 8.8× (better) | 14.0× |
| P/S | 0.8× | 0.7× (better) |
| P/B | 1.2× (better) | 1.4× |
| EV/EBITDA | 2.9× (better) | 3.3× |
| P/FCF | 7.8× | – |
| PEG | 0.25 | – |
| FCF yield | 12.8% | – |
| Fair value | $99.62 | $41.29 |
| Margin of safety | 35.9% (better) | 2.4% |
| Growth | ||
| Revenue growth (TTM) | 22.6% (better) | 13.0% |
| Revenue growth, 5Y average | 1.0% | 6.0% (better) |
| Net income growth (TTM) | 295% (better) | −28.3% |
| EPS growth (TTM) | 299% (better) | −26.9% |
| EPS growth, 5Y average | −0.52% (better) | −15.0% |
| Profitability | ||
| Net margin | 9.3% (better) | 5.0% |
| FCF margin | 10.4% | – |
| Return on equity | 13.9% (better) | 10.1% |
| Financial health | ||
| Altman Z-score | 1.03 (better) | 0.27 |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.5% | 5.2% (better) |
| Payout ratio | 30.1% | 71.6% |
| Years of dividend growth | 15 (better) | 4 |
| Dividend growth, 5Y average | 4.1% | – |
| Buyback yield | 1.3% | 2.0% (better) |
| Shareholder yield | 4.9% | 7.1% (better) |
| Ownership | ||
| Held by institutions | 97.7% | 86.8% |
| Held by insiders | 3.8% | 5.7% |
| Insider net buying, 12 months | $2.9M (better) | −$7.9M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 6.4% | 4.6% |
Go deeper
- FAF stock overview
- FAF income statement
- FAF valuation and score
- FNF stock overview
- FNF income statement
- FNF valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.