First Guaranty Bancshares vs Western New England Bancorp
FGBI and WNEB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FGBI and WNEB compare
Western New England Bancorp is the larger company, worth 1.3 times as much as First Guaranty Bancshares ($273M against $204M).
Western New England Bancorp grew revenue faster over the last twelve months (14.8% versus −7.5% for First Guaranty Bancshares).
Western New England Bancorp keeps more of each dollar of sales as profit, with a net margin of 21.9% compared with −38.9% at First Guaranty Bancshares.
Both pay dividends: First Guaranty Bancshares yields 0.32% and Western New England Bancorp 2.1%.
Western New England Bancorp scores higher on the StockData Score (15 against 6 for First Guaranty Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FGBI | WNEB |
|---|---|---|
| Size and price | ||
| Market cap | $204M | $273M |
| Share price | $12.35 | $13.60 |
| Change, 1 year | 97.9% | 15.0% |
| Change, 5 years | −40.5% | 45.1% |
| Beta (5Y) | 0.39 | 0.57 |
| Employees | 15K | 334 |
| StockData Score | ||
| Total score | 6 | 15 (better) |
| Valuation score | 2 (better) | 1 |
| Growth score | 0 | 2 (better) |
| Performance score | 0 | 4 (better) |
| Health score | 2 | 4 (better) |
| Dividend score | 2 | 4 (better) |
| Valuation | ||
| P/E | – | 13.6× |
| P/S | 2.2× (better) | 3.0× |
| P/B | 0.9× (better) | 1.1× |
| P/FCF | 5.3× (better) | 14.4× |
| FCF yield | 18.8% (better) | 7.0% |
| Fair value | – | $11.96 |
| Margin of safety | – | −13.7% |
| Growth | ||
| Revenue growth (TTM) | −7.5% | 14.8% (better) |
| Revenue growth, 5Y average | −0.62% | 352% (better) |
| Net income growth (TTM) | – | 49.0% |
| EPS growth (TTM) | – | 51.5% |
| EPS growth, 5Y average | – | 10.8% |
| Profitability | ||
| Net margin | −38.9% | 21.9% (better) |
| FCF margin | 41.2% (better) | 20.9% |
| Return on equity | −14.8% | 8.1% (better) |
| Financial health | ||
| Debt / equity | – | 0.03 |
| Altman Z-score | 0.06 | 0.18 (better) |
| Piotroski F-score | 2 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.32% | 2.1% (better) |
| Payout ratio | – | 28.0% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | −41.4% | 7.0% (better) |
| Buyback yield | −3.7% | 3.5% (better) |
| Shareholder yield | −3.3% | 5.5% (better) |
| Ownership | ||
| Held by institutions | 8.5% | 62.7% |
| Held by insiders | 63.1% | 6.2% |
| Insider net buying, 12 months | $8.6M (better) | −$182K |
| Short interest, % of float | – | 1.1% |
Go deeper
- FGBI stock overview
- FGBI income statement
- FGBI valuation and score
- WNEB stock overview
- WNEB income statement
- WNEB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.