F&G Annuities & Life vs Lincoln National
FG and LNC side by side, both in life insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FG and LNC compare
Lincoln National is the larger company, worth 2.5 times as much as F&G Annuities & Life ($8.1B against $3.2B).
On earnings, Lincoln National is cheaper: it trades at 2.6× trailing earnings, against 3.3× for F&G Annuities & Life.
Lincoln National grew revenue faster over the last twelve months (10.3% versus −0.38% for F&G Annuities & Life).
F&G Annuities & Life keeps more of each dollar of sales as profit, with a net margin of 18.9% compared with 16.4% at Lincoln National.
Both pay dividends: F&G Annuities & Life yields 4.0% and Lincoln National 4.2%.
Lincoln National scores higher on the StockData Score (20 against 13 for F&G Annuities & Life), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FG | LNC |
|---|---|---|
| Size and price | ||
| Market cap | $3.2B | $8.1B |
| Share price | $24.80 | $42.56 |
| Change, 1 year | −24.0% | 3.6% |
| Change, 5 years | 194% | −38.8% |
| Beta (5Y) | 2.35 | 1.38 |
| Employees | 1,173 | 9,423 |
| StockData Score | ||
| Total score | 13 | 20 (better) |
| Valuation score | 6 | 6 |
| Growth score | 1 | 2 (better) |
| Performance score | 4 | 4 |
| Health score | 0 | 4 (better) |
| Dividend score | 2 | 4 (better) |
| Valuation | ||
| P/E | 3.3× | 2.6× (better) |
| P/S | 0.6× | 0.4× (better) |
| P/B | 0.7× (better) | 0.9× |
| Fair value | $57.79 | $82.61 |
| Margin of safety | 57.1% (better) | 48.5% |
| Growth | ||
| Revenue growth (TTM) | −0.38% | 10.3% (better) |
| Revenue growth, 5Y average | – | 0.87% |
| Net income growth (TTM) | 124% (better) | 57.1% |
| EPS growth (TTM) | 124% (better) | 45.3% |
| EPS growth, 5Y average | – | 17.9% |
| Profitability | ||
| Net margin | 18.9% (better) | 16.4% |
| Return on equity | 22.6% | 33.3% (better) |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Altman Z-score | 0.12 (better) | 0.10 |
| Piotroski F-score | 4 (better) | 2 |
| Dividends and buybacks | ||
| Dividend yield | 4.0% | 4.2% (better) |
| Payout ratio | – | 10.4% |
| Years of dividend growth | 3 (better) | 0 |
| Dividend growth, 5Y average | – | 2.1% |
| Buyback yield | 4.0% | – |
| Shareholder yield | 8.0% (better) | 4.2% |
| Ownership | ||
| Held by institutions | 97.5% | 85.9% |
| Held by insiders | 75.0% | 10.8% |
| Insider net buying, 12 months | $463K (better) | −$7.2M |
| Superinvestors holding | 1 | 1 |
| Short interest, % of float | – | 6.4% |
Go deeper
- FG stock overview
- FG income statement
- FG valuation and score
- LNC stock overview
- LNC income statement
- LNC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.