First Financial Bancorp vs WesBanco
FFBC and WSBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FFBC and WSBC compare
First Financial Bancorp and WesBanco are about the same size, with market caps of $3.4B and $3.7B.
On earnings, WesBanco is cheaper: it trades at 11.0× trailing earnings, against 11.4× for First Financial Bancorp.
WesBanco grew revenue faster over the last twelve months (22.0% versus 18.3% for First Financial Bancorp).
WesBanco keeps more of each dollar of sales as profit, with a net margin of 33.8% compared with 28.3% at First Financial Bancorp.
Both pay dividends: First Financial Bancorp yields 3.1% and WesBanco 3.9%.
WesBanco scores higher on the StockData Score (18 against 16 for First Financial Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FFBC | WSBC |
|---|---|---|
| Size and price | ||
| Market cap | $3.4B | $3.7B |
| Share price | $32.35 | $38.49 |
| Change, 1 year | 37.2% | 28.6% |
| Change, 5 years | 28.5% | 7.2% |
| Beta (5Y) | 0.75 | 0.69 |
| Employees | 2,199 | 2,969 |
| StockData Score | ||
| Total score | 16 | 18 (better) |
| Valuation score | 3 | 5 (better) |
| Growth score | 2 | 3 (better) |
| Performance score | 2 | 4 (better) |
| Health score | 5 (better) | 3 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 11.4× | 11.0× (better) |
| P/S | 3.4× (better) | 3.4× |
| P/B | 1.1× | 0.9× (better) |
| P/FCF | 4.5× | – |
| PEG | 2.30 | – |
| FCF yield | 22.3% | – |
| Fair value | $32.05 | $42.93 |
| Margin of safety | −0.92% | 10.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 18.3% | 22.0% (better) |
| Revenue growth, 5Y average | 6.9% | 10.1% (better) |
| Net income growth (TTM) | 19.5% | 99.3% (better) |
| EPS growth (TTM) | 13.2% | 77.2% (better) |
| EPS growth, 5Y average | 10.8% (better) | 4.7% |
| Profitability | ||
| Net margin | 28.3% | 33.8% (better) |
| FCF margin | 75.0% | – |
| Return on equity | 10.3% (better) | 8.8% |
| Financial health | ||
| Debt / equity | 0.20 | – |
| Altman Z-score | 0.25 (better) | 0.20 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.1% | 3.9% (better) |
| Payout ratio | 35.4% | 38.6% |
| Years of dividend growth | 2 | 15 (better) |
| Dividend growth, 5Y average | 1.3% | 3.1% (better) |
| Buyback yield | – | −0.06% |
| Shareholder yield | 3.1% | 3.9% (better) |
| Ownership | ||
| Held by institutions | 85.1% | 84.7% |
| Held by insiders | 1.3% | 2.0% |
| Insider net buying, 12 months | −$3.9M | −$1.3M (better) |
| Short interest, % of float | 6.7% | – |
Go deeper
- FFBC stock overview
- FFBC income statement
- FFBC valuation and score
- WSBC stock overview
- WSBC income statement
- WSBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.