First Citizens BancShares vs Santander Holdings USA
FCNCA and SNUS.PH side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCNCA and SNUS.PH compare
First Citizens BancShares is the larger company, worth 2.4 times as much as Santander Holdings USA ($26.6B against $11.1B).
Santander Holdings USA grew revenue faster over the last twelve months (2.4% versus 0.94% for First Citizens BancShares).
First Citizens BancShares keeps more of each dollar of sales as profit, with a net margin of 24.5% compared with 19.0% at Santander Holdings USA.
First Citizens BancShares pays a dividend yielding 0.36%; Santander Holdings USA does not pay one.
First Citizens BancShares scores higher on the StockData Score (13 against 7 for Santander Holdings USA), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCNCA | SNUS.PH |
|---|---|---|
| Size and price | ||
| Market cap | $26.6B | $11.1B |
| Share price | $2352.64 | $20.86 |
| Change, 1 year | 31.7% | 3.8% |
| Change, 5 years | 176% | −21.6% |
| Beta (5Y) | 1.02 | 0.61 |
| Employees | 18K | 230 |
| StockData Score | ||
| Total score | 13 (better) | 7 |
| Valuation score | 2 | 2 |
| Growth score | 2 (better) | 0 |
| Performance score | 2 | 2 |
| Health score | 3 | 3 |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 12.6× | – |
| P/S | 2.8× | 1.2× (better) |
| P/B | 1.2× | 0.7× (better) |
| P/FCF | 10.8× | – |
| PEG | 0.36 | – |
| FCF yield | 9.2% | – |
| Fair value | $2288.61 | – |
| Margin of safety | −2.8% | – |
| Growth | ||
| Revenue growth (TTM) | 0.94% | 2.4% (better) |
| Revenue growth, 5Y average | 38.6% | – |
| Net income growth (TTM) | −1.8% | 50.5% (better) |
| EPS growth (TTM) | 10.4% | – |
| EPS growth, 5Y average | 28.3% | – |
| Profitability | ||
| Net margin | 24.5% (better) | 19.0% |
| FCF margin | 25.6% | – |
| Return on equity | 10.7% | 10.8% (better) |
| Financial health | ||
| Debt / equity | 1.47 | – |
| Altman Z-score | 0.24 (better) | 0.10 |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Dividend yield | 0.36% | – |
| Payout ratio | 7.9% | 100% |
| Years of dividend growth | 9 | – |
| Dividend growth, 5Y average | 36.6% | – |
| Buyback yield | 12.4% | – |
| Shareholder yield | 12.8% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 59.6% | – |
| Held by insiders | 15.2% | 0.00% |
| Insider net buying, 12 months | −$1.9M | – |
| Superinvestors holding | 2 | – |
Go deeper
- FCNCA stock overview
- FCNCA income statement
- FCNCA valuation and score
- SNUS.PH stock overview
- SNUS.PH income statement
- SNUS.PH valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.