First Community vs First US Bancshares
FCCO and FUSB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCCO and FUSB compare
First Community is the larger company, worth 3.3 times as much as First US Bancshares ($308M against $92.1M).
First US Bancshares grew revenue faster over the last twelve months (−1.0% versus −3.5% for First Community).
First Community keeps more of each dollar of sales as profit, with a net margin of 2931% compared with 668% at First US Bancshares.
Both pay dividends: First Community yields 2.0% and First US Bancshares 1.7%.
First Community scores higher on the StockData Score (14 against 11 for First US Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCCO | FUSB |
|---|---|---|
| Size and price | ||
| Market cap | $308M | $92.1M |
| Share price | $32.72 | $16.74 |
| Change, 1 year | 19.3% | 23.0% |
| Change, 5 years | 54.3% | 43.2% |
| Beta (5Y) | 0.44 | 0.13 |
| Employees | 265 | 152 |
| StockData Score | ||
| Total score | 14 (better) | 11 |
| Valuation score | 0 | 0 |
| Growth score | 1 | 1 |
| Performance score | 5 (better) | 3 |
| Health score | 4 (better) | 3 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | – | 12.3× |
| P/S | 347× | 79.0× (better) |
| P/B | 1.3× | – |
| P/FCF | 13.0× | 10.4× (better) |
| FCF yield | 7.7% | 9.6% (better) |
| Growth | ||
| Revenue growth (TTM) | −3.5% | −1.0% (better) |
| Revenue growth, 5Y average | −3.8% (better) | −51.1% |
| Net income growth (TTM) | 39.6% | 39.6% (better) |
| EPS growth (TTM) | – | 46.2% |
| EPS growth, 5Y average | 12.8% | 20.1% (better) |
| Profitability | ||
| Net margin | 2931% (better) | 668% |
| FCF margin | 2677% (better) | 759% |
| Return on equity | 13.3% | – |
| Financial health | ||
| Altman Z-score | 0.14 | 0.20 (better) |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.0% (better) | 1.7% |
| Payout ratio | 22.4% | 19.8% |
| Years of dividend growth | 5 (better) | 4 |
| Dividend growth, 5Y average | 7.1% | 18.5% (better) |
| Buyback yield | – | 12.2% |
| Shareholder yield | 2.0% | 13.9% (better) |
| Ownership | ||
| Held by institutions | 62.0% | 18.9% |
| Held by insiders | 9.4% | 19.6% |
| Insider net buying, 12 months | −$1.1M | $142K (better) |
| Short interest, % of float | 2.0% | 0.18% |
Go deeper
- FCCO stock overview
- FCCO income statement
- FCCO valuation and score
- FUSB stock overview
- FUSB income statement
- FUSB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.