First Bancorp vs Origin Bancorp
FBNC and OBK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FBNC and OBK compare
First Bancorp is the larger company, worth 1.6 times as much as Origin Bancorp ($2.6B against $1.6B).
On earnings, Origin Bancorp is cheaper: it trades at 16.3× trailing earnings, against 19.8× for First Bancorp.
Origin Bancorp grew revenue faster over the last twelve months (22.7% versus 11.6% for First Bancorp).
First Bancorp keeps more of each dollar of sales as profit, with a net margin of 31.5% compared with 23.5% at Origin Bancorp.
Both pay dividends: First Bancorp yields 1.5% and Origin Bancorp 1.5%.
First Bancorp scores higher on the StockData Score (15 against 13 for Origin Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FBNC | OBK |
|---|---|---|
| Size and price | ||
| Market cap | $2.6B | $1.6B |
| Share price | $63.60 | $52.17 |
| Change, 1 year | 30.7% | 49.9% |
| Change, 5 years | 29.2% | 11.8% |
| Beta (5Y) | 0.77 | 0.74 |
| Employees | 42 | 988 |
| StockData Score | ||
| Total score | 15 (better) | 13 |
| Valuation score | 0 | 1 (better) |
| Growth score | 3 (better) | 2 |
| Performance score | 3 (better) | 1 |
| Health score | 5 | 5 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 19.8× | 16.3× (better) |
| P/S | 6.2× | 3.8× (better) |
| P/B | 1.5× | 1.3× (better) |
| P/FCF | 11.6× | 9.2× (better) |
| FCF yield | 8.6% | 10.9% (better) |
| Fair value | $47.10 | $42.83 |
| Margin of safety | −35.0% | −21.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 11.6% | 22.7% (better) |
| Revenue growth, 5Y average | −25.7% | 8.8% (better) |
| Net income growth (TTM) | 37.1% | 42.5% (better) |
| EPS growth (TTM) | 37.0% | 42.9% (better) |
| EPS growth, 5Y average | −0.94% | 9.1% (better) |
| Profitability | ||
| Net margin | 31.5% (better) | 23.5% |
| FCF margin | 53.6% (better) | 41.3% |
| Return on equity | 8.1% (better) | 8.0% |
| Financial health | ||
| Altman Z-score | 0.27 (better) | 0.24 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 1.5% (better) |
| Payout ratio | 28.9% | 22.0% |
| Years of dividend growth | 1 (better) | 0 |
| Dividend growth, 5Y average | 4.8% | 9.7% (better) |
| Buyback yield | 0.28% | 1.8% (better) |
| Shareholder yield | 1.8% | 3.3% (better) |
| Ownership | ||
| Held by institutions | 82.6% | 67.8% |
| Held by insiders | 1.3% | 5.6% |
| Insider net buying, 12 months | −$4.9M | $407K (better) |
| Short interest, % of float | 5.6% | 2.5% |
Go deeper
- FBNC stock overview
- FBNC income statement
- FBNC valuation and score
- OBK stock overview
- OBK income statement
- OBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.