FB Financial vs First Financial Bankshares
FBK and FFIN side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FBK and FFIN compare
First Financial Bankshares is the larger company, worth 1.6 times as much as FB Financial ($4.4B against $2.7B).
On earnings, FB Financial is cheaper: it trades at 14.4× trailing earnings, against 17.3× for First Financial Bankshares.
FB Financial grew revenue faster over the last twelve months (63.7% versus 14.7% for First Financial Bankshares).
First Financial Bankshares keeps more of each dollar of sales as profit, with a net margin of 40.1% compared with 28.1% at FB Financial.
Both pay dividends: FB Financial yields 1.5% and First Financial Bankshares 2.7%.
First Financial Bankshares scores higher on the StockData Score (15 against 14 for FB Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FBK | FFIN |
|---|---|---|
| Size and price | ||
| Market cap | $2.7B | $4.4B |
| Share price | $53.57 | $30.59 |
| Change, 1 year | −0.48% | −0.16% |
| Change, 5 years | 12.9% | −42.9% |
| Beta (5Y) | 0.85 | 0.75 |
| Employees | 1,594 | 1,600 |
| StockData Score | ||
| Total score | 14 | 15 (better) |
| Valuation score | 1 | 1 |
| Growth score | 2 | 2 |
| Performance score | 3 | 4 (better) |
| Health score | 5 (better) | 4 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 14.4× (better) | 17.3× |
| P/S | 3.8× (better) | 6.9× |
| P/B | 1.4× (better) | 2.2× |
| P/FCF | 13.4× (better) | 15.3× |
| PEG | – | 6.71 |
| FCF yield | 7.5% (better) | 6.5% |
| Fair value | $50.86 | $30.47 |
| Margin of safety | −5.3% | −0.40% (better) |
| Growth | ||
| Revenue growth (TTM) | 63.7% (better) | 14.7% |
| Revenue growth, 5Y average | −0.27% | 196% (better) |
| Net income growth (TTM) | 117% (better) | 13.5% |
| EPS growth (TTM) | 93.3% (better) | 13.5% |
| EPS growth, 5Y average | 8.0% (better) | 4.5% |
| Profitability | ||
| Net margin | 28.1% | 40.1% (better) |
| FCF margin | 28.6% | 45.3% (better) |
| Return on equity | 11.1% | 14.1% (better) |
| Financial health | ||
| Debt / equity | – | 0.01 |
| Altman Z-score | 0.23 | 0.38 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 2.7% (better) |
| Payout ratio | 21.4% | 41.8% |
| Years of dividend growth | 7 (better) | 6 |
| Dividend growth, 5Y average | 16.1% (better) | 8.0% |
| Buyback yield | 8.1% | – |
| Shareholder yield | 9.6% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 81.2% | 65.6% |
| Held by insiders | 24.3% | 3.3% |
| Insider net buying, 12 months | −$995K | $516K (better) |
| Short interest, % of float | 8.0% | 6.7% |
Go deeper
- FBK stock overview
- FBK income statement
- FBK valuation and score
- FFIN stock overview
- FFIN income statement
- FFIN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.