FB Financial vs First Bancorp
FBK and FBNC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FBK and FBNC compare
FB Financial and First Bancorp are about the same size, with market caps of $2.7B and $2.7B.
On earnings, FB Financial is cheaper: it trades at 12.1× trailing earnings, against 16.2× for First Bancorp.
FB Financial grew revenue faster over the last twelve months (36.8% versus 24.6% for First Bancorp).
First Bancorp keeps more of each dollar of sales as profit, with a net margin of 35.4% compared with 33.3% at FB Financial.
Both pay dividends: FB Financial yields 1.2% and First Bancorp 1.5%.
FB Financial scores higher on the StockData Score (17 against 15 for First Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FBK | FBNC |
|---|---|---|
| Size and price | ||
| Market cap | $2.7B | $2.7B |
| Share price | $54.63 | $64.50 |
| Change, 1 year | −0.98% | 27.0% |
| Change, 5 years | 18.5% | 34.6% |
| Beta (5Y) | 0.84 | 0.76 |
| Employees | 1,594 | 42 |
| StockData Score | ||
| Total score | 17 (better) | 15 |
| Valuation score | 2 (better) | 0 |
| Growth score | 2 | 3 (better) |
| Performance score | 5 (better) | 3 |
| Health score | 5 | 5 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 12.1× (better) | 16.2× |
| P/S | 3.9× (better) | 5.8× |
| P/B | 1.4× (better) | 1.6× |
| P/FCF | 15.8× | 9.6× (better) |
| FCF yield | 6.3% | 10.4% (better) |
| Fair value | $55.89 | $51.99 |
| Margin of safety | 2.2% (better) | −24.1% |
| Growth | ||
| Revenue growth (TTM) | 36.8% (better) | 24.6% |
| Revenue growth, 5Y average | −0.27% (better) | −25.7% |
| Net income growth (TTM) | 125% (better) | 66.0% |
| EPS growth (TTM) | 110% (better) | 66.1% |
| EPS growth, 5Y average | 8.0% (better) | −0.94% |
| Profitability | ||
| Net margin | 33.3% | 35.4% (better) |
| FCF margin | 24.6% | 59.7% (better) |
| Return on equity | 11.9% (better) | 9.9% |
| Financial health | ||
| Altman Z-score | 0.23 | 0.28 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.2% | 1.5% (better) |
| Payout ratio | 18.1% | 23.7% |
| Years of dividend growth | 7 (better) | 1 |
| Dividend growth, 5Y average | 16.1% (better) | 4.8% |
| Buyback yield | 8.1% (better) | 0.27% |
| Shareholder yield | 9.3% (better) | 1.7% |
| Ownership | ||
| Held by institutions | 81.2% | 82.6% |
| Held by insiders | 24.3% | 1.3% |
| Insider net buying, 12 months | $542K (better) | −$4.9M |
| Short interest, % of float | 6.9% | 5.1% |
Go deeper
- FBK stock overview
- FBK income statement
- FBK valuation and score
- FBNC stock overview
- FBNC income statement
- FBNC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.