Erie Indemnity vs Yuanbao
ERIE and YB side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ERIE and YB compare
Yuanbao grew revenue faster over the last twelve months (33.1% versus 2.0% for Erie Indemnity).
Yuanbao keeps more of each dollar of sales as profit, with a net margin of 29.9% compared with 14.0% at Erie Indemnity.
Erie Indemnity pays a dividend yielding 2.2%; Yuanbao does not pay one.
Erie Indemnity scores higher on the StockData Score (13 against 6 for Yuanbao), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ERIE | YB |
|---|---|---|
| Size and price | ||
| Market cap | $12.1B | – |
| Share price | $261.39 | $11.20 |
| Change, 1 year | −13.4% | −51.7% |
| Change, 5 years | 16.5% | – |
| Beta (5Y) | 0.37 | 0.73 |
| Employees | 6,667 | 613 |
| StockData Score | ||
| Total score | 13 (better) | 6 |
| Valuation score | 2 (better) | 0 |
| Growth score | 1 | 2 (better) |
| Performance score | 6 (better) | 3 |
| Health score | 1 | 1 |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/S | 2.9× | – |
| P/B | 4.7× | – |
| EV/EBITDA | 15.8× | – |
| P/FCF | 21.8× | – |
| FCF yield | 4.6% | – |
| Growth | ||
| Revenue growth (TTM) | 2.0% | 33.1% (better) |
| Revenue growth, 5Y average | 9.9% | – |
| Net income growth (TTM) | −11.1% | 51.0% (better) |
| EPS growth (TTM) | – | 43.3% |
| Profitability | ||
| Gross margin | – | 96.2% |
| Operating margin | 17.9% | – |
| Net margin | 14.0% | 29.9% (better) |
| FCF margin | 13.4% | 33.8% (better) |
| Return on equity | 23.7% | 153% (better) |
| Return on invested capital | 30.3% | – |
| Financial health | ||
| Current ratio | 1.31 | 3.91 (better) |
| Altman Z-score | 9.86 | – |
| Piotroski F-score | 4 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.2% | – |
| Payout ratio | 46.5% | – |
| Shareholder yield | 2.2% | – |
| Ownership | ||
| Held by institutions | 45.2% | 1.7% |
| Held by insiders | 45.8% | 70.8% |
| Insider net buying, 12 months | $1.3M | – |
| Short interest, % of float | 10.2% | – |
Go deeper
- ERIE stock overview
- ERIE income statement
- ERIE valuation and score
- YB stock overview
- YB income statement
- YB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.