Employers vs Hippo
EIG and HIPO side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How EIG and HIPO compare
Hippo is the larger company, worth 1.2 times as much as Employers ($975M against $830M).
Hippo grew revenue faster over the last twelve months (20.6% versus −13.0% for Employers).
Hippo keeps more of each dollar of sales as profit, with a net margin of 5.9% compared with 3.5% at Employers.
Employers pays a dividend yielding 2.8%; Hippo does not pay one.
Employers scores higher on the StockData Score (7 against 5 for Hippo), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | EIG | HIPO |
|---|---|---|
| Size and price | ||
| Market cap | $830M | $975M |
| Share price | $47.33 | $36.61 |
| Change, 1 year | 22.3% | 9.0% |
| Change, 5 years | 22.9% | −62.3% |
| Beta (5Y) | 0.37 | 1.42 |
| Employees | 623 | 540 |
| StockData Score | ||
| Total score | 7 (better) | 5 |
| Valuation score | 2 (better) | 0 |
| Growth score | 0 | 3 (better) |
| Performance score | 0 | 2 (better) |
| Health score | 4 (better) | 0 |
| Dividend score | 1 (better) | 0 |
| Valuation | ||
| P/E | – | 30.0× |
| P/S | 1.1× (better) | 1.8× |
| P/B | 1.1× | – |
| EV/EBITDA | 16.1× | – |
| P/FCF | – | 7.7× |
| FCF yield | – | 13.0% |
| Growth | ||
| Revenue growth (TTM) | −13.0% | 20.6% (better) |
| Revenue growth, 5Y average | 3.8% | 55.5% (better) |
| Net income growth (TTM) | −56.0% (better) | −66.6% |
| EPS growth (TTM) | – | −66.9% |
| EPS growth, 5Y average | −35.0% | – |
| Profitability | ||
| Net margin | 3.5% | 5.9% (better) |
| FCF margin | – | 23.4% |
| Return on equity | 3.0% | 7.6% (better) |
| Financial health | ||
| Debt / equity | 0.00 | – |
| Net debt / EBITDA | −1.93 | – |
| Altman Z-score | 1.08 (better) | −0.15 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.8% | – |
| Payout ratio | 94.2% | – |
| Years of dividend growth | 2 | – |
| Dividend growth, 5Y average | 4.7% | – |
| Buyback yield | 26.6% (better) | −0.36% |
| Shareholder yield | 29.4% (better) | −0.36% |
| Ownership | ||
| Held by institutions | 84.6% | 43.7% |
| Held by insiders | 3.3% | 9.3% |
| Insider net buying, 12 months | −$296K (better) | −$2.1M |
| Short interest, % of float | 5.7% | 3.3% |
Go deeper
- EIG stock overview
- EIG income statement
- EIG valuation and score
- HIPO stock overview
- HIPO income statement
- HIPO valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.