Eagle Financial Services vs Eagle Bancorp
EFSI and EGBN side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How EFSI and EGBN compare
Eagle Bancorp is the larger company, worth 4.2 times as much as Eagle Financial Services ($1.0B against $249M).
On earnings, Eagle Financial Services is cheaper: it trades at 13.9× trailing earnings, against 24.3× for Eagle Bancorp.
Eagle Financial Services grew revenue faster over the last twelve months (30.5% versus 2.5% for Eagle Bancorp).
Eagle Financial Services keeps more of each dollar of sales as profit, with a net margin of 19.6% compared with 14.4% at Eagle Bancorp.
Both pay dividends: Eagle Financial Services yields 2.7% and Eagle Bancorp 0.12%.
Eagle Financial Services scores higher on the StockData Score (10 against 8 for Eagle Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | EFSI | EGBN |
|---|---|---|
| Size and price | ||
| Market cap | $249M | $1.0B |
| Share price | $46.01 | $34.44 |
| Change, 1 year | 27.4% | 110% |
| Change, 5 years | 29.6% | −41.7% |
| Beta (5Y) | 0.11 | 0.64 |
| Employees | 254 | 492 |
| StockData Score | ||
| Total score | 10 (better) | 8 |
| Valuation score | 2 | 2 |
| Growth score | 3 (better) | 0 |
| Performance score | 0 | 1 (better) |
| Health score | 1 | 2 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 13.9× (better) | 24.3× |
| P/S | 2.7× (better) | 3.5× |
| P/B | 1.3× | 0.9× (better) |
| P/FCF | 9.7× (better) | 11.5× |
| FCF yield | 10.3% (better) | 8.7% |
| Fair value | $40.37 | $25.72 |
| Margin of safety | −14.0% (better) | −33.9% |
| Growth | ||
| Revenue growth (TTM) | 30.5% (better) | 2.5% |
| Revenue growth, 5Y average | 9.5% (better) | −4.0% |
| Net income growth (TTM) | 76.9% | – |
| EPS growth (TTM) | 48.0% | – |
| EPS growth, 5Y average | −13.4% | – |
| Profitability | ||
| Net margin | 19.6% (better) | 14.4% |
| FCF margin | 28.2% | 30.3% (better) |
| Return on equity | 9.3% (better) | 3.8% |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Altman Z-score | 0.23 | 0.24 (better) |
| Piotroski F-score | 4 | 4 |
| Dividends and buybacks | ||
| Dividend yield | 2.7% (better) | 0.12% |
| Payout ratio | 37.6% | 2.8% |
| Years of dividend growth | 16 (better) | 0 |
| Dividend growth, 5Y average | 3.6% (better) | −10.3% |
| Shareholder yield | 2.7% (better) | 0.12% |
| Ownership | ||
| Held by institutions | 45.1% | 78.7% |
| Held by insiders | 10.3% | 3.5% |
| Insider net buying, 12 months | $114K (better) | −$637K |
| Short interest, % of float | 2.5% | 11.3% |
Go deeper
- EFSI stock overview
- EFSI income statement
- EFSI valuation and score
- EGBN stock overview
- EGBN income statement
- EGBN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.