Eagle Bancorp Montana vs Eagle Financial Services
EBMT and EFSI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How EBMT and EFSI compare
Eagle Financial Services is the larger company, worth 1.5 times as much as Eagle Bancorp Montana ($249M against $163M).
On earnings, Eagle Bancorp Montana is cheaper: it trades at 10.5× trailing earnings, against 13.9× for Eagle Financial Services.
Eagle Financial Services grew revenue faster over the last twelve months (30.5% versus 9.6% for Eagle Bancorp Montana).
Eagle Financial Services keeps more of each dollar of sales as profit, with a net margin of 19.6% compared with 15.9% at Eagle Bancorp Montana.
Both pay dividends: Eagle Bancorp Montana yields 2.8% and Eagle Financial Services 2.7%.
Eagle Bancorp Montana scores higher on the StockData Score (15 against 10 for Eagle Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | EBMT | EFSI |
|---|---|---|
| Size and price | ||
| Market cap | $163M | $249M |
| Share price | $20.51 | $46.00 |
| Change, 1 year | 23.6% | 28.0% |
| Change, 5 years | −8.1% | 29.6% |
| Beta (5Y) | 0.37 | 0.11 |
| Employees | 279 | 254 |
| StockData Score | ||
| Total score | 15 (better) | 10 |
| Valuation score | 5 (better) | 2 |
| Growth score | 1 | 3 (better) |
| Performance score | 1 (better) | 0 |
| Health score | 4 (better) | 1 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 10.5× (better) | 13.9× |
| P/S | 1.7× (better) | 2.7× |
| P/B | 0.9× (better) | 1.3× |
| P/FCF | 7.7× (better) | 9.7× |
| PEG | 1.11 | – |
| FCF yield | 12.9% (better) | 10.3% |
| Fair value | $23.88 | $40.39 |
| Margin of safety | 14.1% (better) | −13.9% |
| Growth | ||
| Revenue growth (TTM) | 9.6% | 30.5% (better) |
| Revenue growth, 5Y average | −0.15% | 9.5% (better) |
| Net income growth (TTM) | 14.1% | 76.9% (better) |
| EPS growth (TTM) | 14.0% | 48.0% (better) |
| EPS growth, 5Y average | −9.4% (better) | −13.4% |
| Profitability | ||
| Net margin | 15.9% | 19.6% (better) |
| FCF margin | 21.7% | 28.2% (better) |
| Return on equity | 8.2% | 9.3% (better) |
| Financial health | ||
| Altman Z-score | 0.16 | 0.23 (better) |
| Piotroski F-score | 7 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 2.8% (better) | 2.7% |
| Payout ratio | 30.1% | 37.6% |
| Years of dividend growth | 5 | 16 (better) |
| Dividend growth, 5Y average | 8.4% (better) | 3.6% |
| Buyback yield | 0.25% | – |
| Shareholder yield | 3.1% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 53.8% | 45.1% |
| Held by insiders | 6.3% | 10.3% |
| Insider net buying, 12 months | −$701K | $114K (better) |
| Short interest, % of float | 2.5% | 2.5% |
Go deeper
- EBMT stock overview
- EBMT income statement
- EBMT valuation and score
- EFSI stock overview
- EFSI income statement
- EFSI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.