Eastern Bankshares vs HomeTrust Bancshares
EBC and HTB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How EBC and HTB compare
Eastern Bankshares is the larger company, worth 6.6 times as much as HomeTrust Bancshares ($5.3B against $790M).
On earnings, HomeTrust Bancshares is cheaper: it trades at 11.9× trailing earnings, against 13.3× for Eastern Bankshares.
Eastern Bankshares keeps more of each dollar of sales as profit, with a net margin of 251% compared with 30.5% at HomeTrust Bancshares.
Both pay dividends: Eastern Bankshares yields 2.4% and HomeTrust Bancshares 1.2%.
Eastern Bankshares scores higher on the StockData Score (17 against 15 for HomeTrust Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | EBC | HTB |
|---|---|---|
| Size and price | ||
| Market cap | $5.3B | $790M |
| Share price | $22.98 | $47.32 |
| Change, 1 year | 32.1% | 17.8% |
| Change, 5 years | 8.3% | 50.4% |
| Beta (5Y) | 0.72 | 0.65 |
| Employees | 2,450 | 550 |
| StockData Score | ||
| Total score | 17 (better) | 15 |
| Valuation score | 2 | 3 (better) |
| Growth score | 3 (better) | 2 |
| Performance score | 5 (better) | 4 |
| Health score | 4 (better) | 2 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 13.3× | 11.9× (better) |
| P/S | 34.6× | 3.6× (better) |
| P/B | 1.3× (better) | 1.4× |
| P/FCF | – | 6.9× |
| PEG | – | 0.20 |
| FCF yield | – | 14.6% |
| Fair value | $22.18 | $44.69 |
| Margin of safety | −3.6% (better) | −5.9% |
| Growth | ||
| Revenue growth (TTM) | 17.0% | – |
| Revenue growth, 5Y average | −2.8% | 80.5% (better) |
| Net income growth (TTM) | 670% | – |
| EPS growth (TTM) | 592% | – |
| EPS growth, 5Y average | 27.0% (better) | 20.6% |
| Profitability | ||
| Net margin | 251% (better) | 30.5% |
| FCF margin | – | 52.7% |
| Return on equity | 9.5% | 11.4% (better) |
| Financial health | ||
| Altman Z-score | 0.22 | 0.32 (better) |
| Piotroski F-score | 4 | 4 |
| Dividends and buybacks | ||
| Dividend yield | 2.4% (better) | 1.2% |
| Payout ratio | 32.5% | 14.0% |
| Years of dividend growth | 4 | 5 (better) |
| Dividend growth, 5Y average | – | 22.2% |
| Buyback yield | 4.9% | 10.8% (better) |
| Shareholder yield | 7.4% | 12.0% (better) |
| Ownership | ||
| Held by institutions | 84.6% | 62.0% |
| Held by insiders | 1.1% | 10.6% |
| Insider net buying, 12 months | −$3.8M | −$3.4M (better) |
| Short interest, % of float | 8.4% | 10.8% |
Go deeper
- EBC stock overview
- EBC income statement
- EBC valuation and score
- HTB stock overview
- HTB income statement
- HTB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.