HTBNYSESavings Institution, Federally CharteredFiscal year ends December 31
HomeTrust Bancshares, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$46.62−0.46 (-0.98%)
Close on Oct 19, 2026
- Market cap
- $765.66M
- P/E (TTM)
- 12.2
- Dividend yield
- 1.05%
Margins
Share of revenue, fiscal years 2010 to 2025
Net margin
30.2%−213.7 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | – | +12.4% | +82.3% | +8.7% | |
| Net income | – | +21.8% | +23.1% | +23.1% | |
| EPS, diluted | – | +18.6% | +23.4% | +24.4% | |
| Free cash flow | – | +11.7% | – | – | |
| Dividend per share | – | +11.9% | +12.7% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2015 | FY2019 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 2.1% | 6.6% | – | |
| Return on assets | 0.3% | 0.8% | – | |
| Capex to revenue | 5.3% | 19.1% | 2.0% | |
| Diluted shares | 19M | 18M | 17M |
Where the cash went
Fiscal 2020 to 2025, five years combined
HomeTrust Bancshares generated $170.14M from operations and spent $160.43M on capital expenditure, dividends and share buybacks. 21% of that went back into the business.
Generated
$170.14M
Used
$160.43M
Capital expenditure$33.20M21%Dividends$29.63M18%Share buybacks$97.60M61%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin23.7%
×Asset turnover0.05×
×Equity multiplier9.48×
=Return on equity, FY202310.4%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2023 | 23.7% | 0.05× | 9.48× | 10.4% |
| FY2022 | 23.8% | 0.04× | 9.01× | 9.1% |
| FY2021 | 151.1% | 0.00× | 9.01× | 3.9% |
| FY2020 | 215.5% | 0.00× | 8.81× | 5.6% |
| FY2019 | 243.9% | 0.00× | 8.29× | 6.6% |
| FY2018 | 81.1% | 0.00× | 8.07× | 2.0% |
| FY2017 | 131.6% | 0.00× | 7.82× | 3.1% |
| FY2016 | 11.9% | 0.03× | 7.52× | 3.1% |
| FY2015 | 8.7% | 0.04× | 6.49× | 2.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
2of 3 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$64.36M
- Cash generatingOperating cash flow above zero$49.49M
- Return on assets improvedROA up on the prior year– → –
- Earnings backed by cashOperating cash flow above net income$49.49M vs $64.36M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise– → 17M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose– → –