Community West Bancshares vs TrustCo Bank Corp N Y
CWBC and TRST side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CWBC and TRST compare
TrustCo Bank Corp N Y is the larger company, worth 1.4 times as much as Community West Bancshares ($982M against $696M).
On earnings, TrustCo Bank Corp N Y is cheaper: it trades at 15.3× trailing earnings, against 16.2× for Community West Bancshares.
Community West Bancshares grew revenue faster over the last twelve months (29.0% versus 9.8% for TrustCo Bank Corp N Y).
TrustCo Bank Corp N Y keeps more of each dollar of sales as profit, with a net margin of 32.9% compared with 18.2% at Community West Bancshares.
Both pay dividends: Community West Bancshares yields 1.9% and TrustCo Bank Corp N Y 2.7%.
TrustCo Bank Corp N Y scores higher on the StockData Score (13 against 12 for Community West Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CWBC | TRST |
|---|---|---|
| Size and price | ||
| Market cap | $696M | $982M |
| Share price | $25.64 | $57.66 |
| Change, 1 year | 19.0% | 43.8% |
| Change, 5 years | 20.6% | 72.6% |
| Beta (5Y) | 0.70 | 0.56 |
| Employees | 338 | 819 |
| StockData Score | ||
| Total score | 12 | 13 (better) |
| Valuation score | 1 (better) | 0 |
| Growth score | 2 (better) | 1 |
| Performance score | 1 | 4 (better) |
| Health score | 4 | 4 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 16.2× | 15.3× (better) |
| P/S | 3.8× (better) | 4.9× |
| P/B | 1.2× (better) | 1.6× |
| P/FCF | 13.1× (better) | 14.2× |
| FCF yield | 7.6% (better) | 7.0% |
| Fair value | $21.70 | $42.66 |
| Margin of safety | −18.1% (better) | −35.2% |
| Growth | ||
| Revenue growth (TTM) | 29.0% (better) | 9.8% |
| Revenue growth, 5Y average | 13.4% (better) | 1.9% |
| Net income growth (TTM) | −1.4% | 16.3% (better) |
| EPS growth (TTM) | −11.2% | 25.8% (better) |
| EPS growth, 5Y average | 4.3% (better) | 3.6% |
| Profitability | ||
| Net margin | 18.2% | 32.9% (better) |
| FCF margin | 28.8% | 34.3% (better) |
| Return on equity | 6.7% | 10.0% (better) |
| Financial health | ||
| Debt / equity | – | 0.16 |
| Altman Z-score | 0.20 | 0.24 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | 2.7% (better) |
| Payout ratio | 48.3% | 41.1% |
| Years of dividend growth | 0 | 1 (better) |
| Dividend growth, 5Y average | 1.8% (better) | 1.7% |
| Buyback yield | 0.03% | 10.1% (better) |
| Shareholder yield | 1.9% | 12.7% (better) |
| Ownership | ||
| Held by institutions | 57.8% | 77.8% |
| Held by insiders | 9.4% | 9.2% |
| Insider net buying, 12 months | $220K (better) | $71.1K |
| Short interest, % of float | 7.0% | 8.0% |
Go deeper
- CWBC stock overview
- CWBC income statement
- CWBC valuation and score
- TRST stock overview
- TRST income statement
- TRST valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.