StockData

Community West Bancshares vs Southside Bancshares

CWBC and SBSI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.

How CWBC and SBSI compare

Southside Bancshares is the larger company, worth 1.4 times as much as Community West Bancshares ($1.0B against $700M).

On earnings, Southside Bancshares is cheaper: it trades at 10.2× trailing earnings, against 13.9× for Community West Bancshares.

Community West Bancshares grew revenue faster over the last twelve months (20.4% versus 15.9% for Southside Bancshares).

Southside Bancshares keeps more of each dollar of sales as profit, with a net margin of 35.6% compared with 22.1% at Community West Bancshares.

Both pay dividends: Community West Bancshares yields 1.9% and Southside Bancshares 4.3%.

Southside Bancshares scores higher on the StockData Score (18 against 13 for Community West Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.

Key numbers

A dot marks the better figure where higher or lower is clearly better.

MetricCWBCSBSI
Size and price
Market cap$700M$1.0B
Share price$25.79$33.66
Change, 1 year22.3%20.5%
Change, 5 years19.1%−23.1%
Beta (5Y)0.710.52
Employees338781
StockData Score
Total score1318 (better)
Valuation score15 (better)
Growth score3 (better)2
Performance score13 (better)
Health score4 (better)3
Dividend score45 (better)
Valuation
P/E13.9×10.2× (better)
P/S4.3×3.6× (better)
P/B1.2× (better)1.2×
P/FCF14.6×6.5× (better)
FCF yield6.9%15.4% (better)
Fair value$23.36$36.95
Margin of safety−10.4%8.9% (better)
Growth
Revenue growth (TTM)20.4% (better)15.9%
Revenue growth, 5Y average13.4% (better)0.00%
Net income growth (TTM)37.2%41.5% (better)
EPS growth (TTM)33.1%43.9% (better)
EPS growth, 5Y average4.3% (better)−1.5%
Profitability
Net margin22.1%35.6% (better)
FCF margin29.2%55.5% (better)
Return on equity7.3%11.8% (better)
Financial health
Altman Z-score0.20 (better)0.17
Piotroski F-score55
Dividends and buybacks
Dividend yield1.9%4.3% (better)
Payout ratio41.9%43.6%
Years of dividend growth00
Dividend growth, 5Y average1.8%2.1% (better)
Buyback yield0.03%–
Shareholder yield1.9%4.3% (better)
Ownership
Held by institutions57.8%57.2%
Held by insiders9.4%5.3%
Insider net buying, 12 months$241K (better)$35.9K
Short interest, % of float7.6%3.5%

Go deeper

For information only, not investment advice. Check the source filings before relying on any figure.