Community West Bancshares vs Northpointe Bancshares
CWBC and NPB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CWBC and NPB compare
Community West Bancshares is the larger company, worth 1.3 times as much as Northpointe Bancshares ($690M against $534M).
On earnings, Northpointe Bancshares is cheaper: it trades at 7.2× trailing earnings, against 16.1× for Community West Bancshares.
Community West Bancshares grew revenue faster over the last twelve months (29.0% versus 13.0% for Northpointe Bancshares).
Northpointe Bancshares keeps more of each dollar of sales as profit, with a net margin of 32.9% compared with 18.2% at Community West Bancshares.
Both pay dividends: Community West Bancshares yields 1.9% and Northpointe Bancshares 0.68%.
Northpointe Bancshares scores higher on the StockData Score (15 against 12 for Community West Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CWBC | NPB |
|---|---|---|
| Size and price | ||
| Market cap | $690M | $534M |
| Share price | $25.43 | $15.43 |
| Change, 1 year | 17.5% | −7.5% |
| Change, 5 years | 19.6% | – |
| Beta (5Y) | 0.70 | 0.86 |
| Employees | 338 | 483 |
| StockData Score | ||
| Total score | 12 | 15 (better) |
| Valuation score | 1 | 5 (better) |
| Growth score | 2 (better) | 1 |
| Performance score | 1 | 3 (better) |
| Health score | 4 (better) | 3 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 16.1× | 7.2× (better) |
| P/S | 3.7× | 2.1× (better) |
| P/B | 1.1× | 0.9× (better) |
| P/FCF | 13.0× | 3.4× (better) |
| FCF yield | 7.7% | 29.0% (better) |
| Fair value | $21.73 | $24.50 |
| Margin of safety | −17.0% | 37.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 29.0% (better) | 13.0% |
| Revenue growth, 5Y average | 13.4% | – |
| Net income growth (TTM) | −1.4% | 15.8% (better) |
| EPS growth (TTM) | −11.2% | 12.0% (better) |
| EPS growth, 5Y average | 4.3% | – |
| Profitability | ||
| Net margin | 18.2% | 32.9% (better) |
| FCF margin | 28.8% | 62.2% (better) |
| Return on equity | 6.7% | 13.1% (better) |
| Financial health | ||
| Altman Z-score | 0.20 (better) | 0.15 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.9% (better) | 0.68% |
| Payout ratio | 48.3% | 4.2% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 1.8% | – |
| Buyback yield | 0.03% (better) | −0.00% |
| Shareholder yield | 1.9% (better) | 0.68% |
| Ownership | ||
| Held by institutions | 57.8% | 63.8% |
| Held by insiders | 9.4% | 15.3% |
| Insider net buying, 12 months | $220K | $4.2M (better) |
| Short interest, % of float | 7.0% | 2.6% |
Go deeper
- CWBC stock overview
- CWBC income statement
- CWBC valuation and score
- NPB stock overview
- NPB income statement
- NPB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.