Circle Internet vs Green Dot
CRCL and GDOT side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CRCL and GDOT compare
Circle Internet is the larger company, worth 26 times as much as Green Dot ($18.4B against $701M).
Circle Internet grew revenue faster over the last twelve months (37.2% versus 17.7% for Green Dot).
Circle Internet keeps more of each dollar of sales as profit, with a net margin of 15.5% compared with −1.1% at Green Dot.
Circle Internet scores higher on the StockData Score (10 against 9 for Green Dot), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CRCL | GDOT |
|---|---|---|
| Size and price | ||
| Market cap | $18.4B | $701M |
| Share price | $72.54 | $12.30 |
| Change, 1 year | −44.9% | 0.00% |
| Change, 5 years | – | −72.1% |
| Beta (5Y) | 1.01 | 1.10 |
| Employees | 1,100 | 900 |
| StockData Score | ||
| Total score | 10 (better) | 9 |
| Valuation score | 0 | 3 (better) |
| Growth score | 2 | 2 |
| Performance score | 3 (better) | 2 |
| Health score | 5 (better) | 2 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/S | 6.3× | 0.3× (better) |
| P/B | 5.2× | 0.7× (better) |
| EV/EBITDA | 52.0× (better) | −4.9× |
| P/FCF | 24.2× | 8.4× (better) |
| FCF yield | 4.1% | 11.8% (better) |
| Fair value | $17.34 | $23.73 |
| Margin of safety | −318% | 48.2% (better) |
| Growth | ||
| Revenue growth (TTM) | 37.2% (better) | 17.7% |
| Revenue growth, 5Y average | – | 10.7% |
| Profitability | ||
| Operating margin | 7.4% (better) | 0.34% |
| Net margin | 15.5% (better) | −1.1% |
| FCF margin | 26.2% (better) | 3.7% |
| Return on equity | 15.4% (better) | −2.8% |
| Return on invested capital | 14.2% | – |
| Financial health | ||
| Debt / equity | 0.00 | 0.07 (better) |
| Net debt / EBITDA | – | −13.83 |
| Interest coverage | 332× | – |
| Current ratio | 1.03 (better) | 0.45 |
| Altman Z-score | 0.22 (better) | 0.05 |
| Piotroski F-score | 5 (better) | 3 |
| Dividends and buybacks | ||
| Shareholder yield | 0.00% | 0.00% |
| Ownership | ||
| Held by institutions | 52.2% | 82.2% |
| Held by insiders | 23.8% | 11.0% |
| Insider net buying, 12 months | −$319M | −$268K (better) |
| Short interest, % of float | 14.2% | 3.7% |
Go deeper
- CRCL stock overview
- CRCL income statement
- CRCL valuation and score
- GDOT stock overview
- GDOT income statement
- GDOT valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.