GDOTNYSEFinance ServicesFiscal year ends December 31
GREEN DOT CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$12.11−0.09 (-0.74%)
Close on Oct 19, 2026
- Market cap
- $687.42M
- P/E (TTM)
- –
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2011 to 2025
Operating margin
0.7%−1.7 pts over 5 years
Net margin
-4.8%−6.6 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +20.7% | +12.8% | +10.7% | +11.6% | |
| Operating income | – | -47.5% | -14.6% | -13.7% | |
| Free cash flow | +830.3% | -30.1% | -15.2% | -4.9% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 6.2% | 2.4% | -11.2% | |
| Return on assets | 2.4% | 0.7% | -1.7% | |
| Current ratio | 1.05 | 0.78 | 0.52 | |
| Debt to equity | – | – | 0.07 | |
| Net debt to EBITDA | – | – | -17.33× | |
| Capex to revenue | 6.0% | 4.7% | 3.5% | |
| Diluted shares | 51M | 54M | 55M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Green Dot generated $762.18M from operations and spent $460.05M on capital expenditure, dividends and share buybacks. 79% of that went back into the business.
Generated
$762.18M
Used
$460.05M
Capital expenditure$364.53M79%Dividends$00%Share buybacks$95.53M21%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-4.8%
×Asset turnover0.36×
×Equity multiplier6.47×
=Return on equity, FY2025-11.2%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | -4.8% | 0.36× | 6.47× | -11.2% |
| FY2024 | -1.5% | 0.34× | 5.92× | -3.1% |
| FY2023 | 0.4% | 0.31× | 5.85× | 0.8% |
| FY2022 | 4.4% | 0.30× | 5.14× | 6.9% |
| FY2021 | 3.3% | 0.32× | 4.25× | 4.6% |
| FY2020 | 1.8% | 0.38× | 3.39× | 2.4% |
| FY2019 | 9.0% | 0.47× | 2.58× | 10.9% |
| FY2018 | 11.1% | 0.48× | 2.68× | 14.2% |
| FY2017 | 9.5% | 0.46× | 2.72× | 11.9% |
| FY2016 | 5.8% | 0.42× | 2.55× | 6.2% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 8 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero-$98.87M
- Cash generatingOperating cash flow above zero$138.56M
- Return on assets improvedROA up on the prior year-0.6% → -1.8%
- Earnings backed by cashOperating cash flow above net income$138.56M vs -$98.87M
- Less leverageLong-term debt to assets fell0.9% → 1.1%
- Better liquidityCurrent ratio rose0.54 → 0.52
- No dilutionShare count did not rise54M → 55M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.36 → 0.38