CoastalSouth Bancshares vs OP Bancorp
COSO and OPBK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How COSO and OPBK compare
CoastalSouth Bancshares is the larger company, worth 1.5 times as much as OP Bancorp ($333M against $225M).
On earnings, OP Bancorp is cheaper: it trades at 7.8× trailing earnings, against 12.6× for CoastalSouth Bancshares.
CoastalSouth Bancshares grew revenue faster over the last twelve months (8.0% versus −44.1% for OP Bancorp).
CoastalSouth Bancshares keeps more of each dollar of sales as profit, with a net margin of 1357% compared with 1337% at OP Bancorp.
Both pay dividends: CoastalSouth Bancshares yields 0.54% and OP Bancorp 3.4%.
OP Bancorp scores higher on the StockData Score (19 against 10 for CoastalSouth Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | COSO | OPBK |
|---|---|---|
| Size and price | ||
| Market cap | $333M | $225M |
| Share price | $27.88 | $15.08 |
| Change, 1 year | 30.5% | 12.5% |
| Change, 5 years | 64.0% | 20.2% |
| Beta (5Y) | 0.20 | 0.65 |
| Employees | 189 | 249 |
| StockData Score | ||
| Total score | 10 | 19 (better) |
| Valuation score | 1 | 3 (better) |
| Growth score | 0 | 2 (better) |
| Performance score | 3 | 5 (better) |
| Health score | 5 | 5 |
| Dividend score | 1 | 4 (better) |
| Valuation | ||
| P/E | 12.6× | 7.8× (better) |
| P/S | 164× | 104× (better) |
| P/B | 1.2× | 0.9× (better) |
| P/FCF | 5.0× (better) | 8.3× |
| FCF yield | 20.1% (better) | 12.0% |
| Fair value | $27.87 | $18.44 |
| Margin of safety | −0.05% | 18.2% (better) |
| Growth | ||
| Revenue growth (TTM) | 8.0% (better) | −44.1% |
| Revenue growth, 5Y average | – | 17.5% |
| Net income growth (TTM) | 11.9% | 29.8% (better) |
| EPS growth (TTM) | −5.2% | 30.4% (better) |
| EPS growth, 5Y average | – | 15.1% |
| Profitability | ||
| Net margin | 1357% (better) | 1337% |
| FCF margin | 3307% (better) | 1247% |
| Return on equity | 11.5% | 12.8% (better) |
| Financial health | ||
| Altman Z-score | 0.14 (better) | 0.14 |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 0.54% | 3.4% (better) |
| Payout ratio | – | 25.7% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | 11.4% |
| Shareholder yield | 0.54% | 3.4% (better) |
| Ownership | ||
| Held by institutions | 58.7% | 74.7% |
| Held by insiders | 12.1% | 20.7% |
| Insider net buying, 12 months | −$231K (better) | −$322K |
| Short interest, % of float | 1.5% | 1.2% |
Go deeper
- COSO stock overview
- COSO income statement
- COSO valuation and score
- OPBK stock overview
- OPBK income statement
- OPBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.