Cincinnati Financial vs Fidelity National Financial
CINF and FNF side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CINF and FNF compare
Cincinnati Financial is the larger company, worth 2.6 times as much as Fidelity National Financial ($27.8B against $10.8B).
On earnings, Cincinnati Financial is cheaper: it trades at 8.5× trailing earnings, against 14.0× for Fidelity National Financial.
Cincinnati Financial grew revenue faster over the last twelve months (19.6% versus 13.0% for Fidelity National Financial).
Cincinnati Financial keeps more of each dollar of sales as profit, with a net margin of 23.8% compared with 5.0% at Fidelity National Financial.
Both pay dividends: Cincinnati Financial yields 2.0% and Fidelity National Financial 5.2%.
Cincinnati Financial scores higher on the StockData Score (17 against 10 for Fidelity National Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CINF | FNF |
|---|---|---|
| Size and price | ||
| Market cap | $27.8B | $10.8B |
| Share price | $181.19 | $40.28 |
| Change, 1 year | 19.3% | −27.9% |
| Change, 5 years | 43.7% | −19.2% |
| Beta (5Y) | 0.56 | 0.86 |
| Employees | 5,705 | 25K |
| StockData Score | ||
| Total score | 17 (better) | 10 |
| Valuation score | 3 | 4 (better) |
| Growth score | 3 (better) | 1 |
| Performance score | 5 (better) | 0 |
| Health score | 3 (better) | 0 |
| Dividend score | 3 | 5 (better) |
| Valuation | ||
| P/E | 8.5× (better) | 14.0× |
| P/S | 2.0× | 0.7× (better) |
| P/B | 1.7× | 1.4× (better) |
| EV/EBITDA | – | 3.3× |
| P/FCF | 8.2× | – |
| FCF yield | 12.2% | – |
| Fair value | $195.80 | $41.29 |
| Margin of safety | 7.5% (better) | 2.4% |
| Growth | ||
| Revenue growth (TTM) | 19.6% (better) | 13.0% |
| Revenue growth, 5Y average | 10.9% (better) | 6.0% |
| Net income growth (TTM) | 82.8% (better) | −28.3% |
| EPS growth (TTM) | 83.9% (better) | −26.9% |
| EPS growth, 5Y average | 15.2% (better) | −15.0% |
| Profitability | ||
| Net margin | 23.8% (better) | 5.0% |
| FCF margin | 24.4% | – |
| Return on equity | 21.5% (better) | 10.1% |
| Financial health | ||
| Debt / equity | 0.05 | – |
| Altman Z-score | 1.53 (better) | 0.27 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 5.2% (better) |
| Payout ratio | 16.3% | 71.6% |
| Years of dividend growth | 7 (better) | 4 |
| Dividend growth, 5Y average | 7.7% | – |
| Buyback yield | 2.0% (better) | 2.0% |
| Shareholder yield | 4.0% | 7.1% (better) |
| Ownership | ||
| Held by institutions | 72.7% | 86.8% |
| Held by insiders | 1.9% | 5.7% |
| Insider net buying, 12 months | −$976K (better) | −$7.9M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 2.9% | 4.6% |
Go deeper
- CINF stock overview
- CINF income statement
- CINF valuation and score
- FNF stock overview
- FNF income statement
- FNF valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.