CNB Financial vs CVB Financial
CCNE and CVBF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CCNE and CVBF compare
CVB Financial is the larger company, worth 3.7 times as much as CNB Financial ($4.0B against $1.1B).
On earnings, CNB Financial is cheaper: it trades at 10.6× trailing earnings, against 14.9× for CVB Financial.
CNB Financial grew revenue faster over the last twelve months (35.2% versus 26.9% for CVB Financial).
CVB Financial keeps more of each dollar of sales as profit, with a net margin of 36.3% compared with 30.2% at CNB Financial.
Both pay dividends: CNB Financial yields 2.1% and CVB Financial 3.6%.
CNB Financial scores higher on the StockData Score (18 against 13 for CVB Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CCNE | CVBF |
|---|---|---|
| Size and price | ||
| Market cap | $1.1B | $4.0B |
| Share price | $35.64 | $22.48 |
| Change, 1 year | 41.7% | 20.1% |
| Change, 5 years | 29.2% | 9.0% |
| Beta (5Y) | 0.65 | 0.64 |
| Employees | 950 | 1,079 |
| StockData Score | ||
| Total score | 18 (better) | 13 |
| Valuation score | 3 (better) | 1 |
| Growth score | 2 | 2 |
| Performance score | 4 (better) | 3 |
| Health score | 5 (better) | 3 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 10.6× (better) | 14.9× |
| P/S | 3.1× (better) | 6.2× |
| P/B | 1.2× (better) | 1.3× |
| P/FCF | 12.5× | 6.3× (better) |
| FCF yield | 8.0% | 15.9% (better) |
| Fair value | $34.11 | $20.79 |
| Margin of safety | −4.5% (better) | −8.1% |
| Growth | ||
| Revenue growth (TTM) | 35.2% (better) | 26.9% |
| Revenue growth, 5Y average | 11.6% (better) | 2.0% |
| Net income growth (TTM) | 72.1% (better) | 13.3% |
| EPS growth (TTM) | 36.6% (better) | 2.7% |
| EPS growth, 5Y average | 4.8% (better) | 3.2% |
| Profitability | ||
| Net margin | 30.2% | 36.3% (better) |
| FCF margin | 24.5% | 98.2% (better) |
| Return on equity | 11.8% (better) | 8.6% |
| Financial health | ||
| Debt / equity | 0.22 | – |
| Altman Z-score | 0.21 | 0.26 (better) |
| Piotroski F-score | 4 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.1% | 3.6% (better) |
| Payout ratio | 21.3% | 50.4% |
| Years of dividend growth | 2 (better) | 0 |
| Dividend growth, 5Y average | 1.1% | 2.1% (better) |
| Buyback yield | – | 1.4% |
| Shareholder yield | 2.1% | 5.0% (better) |
| Ownership | ||
| Held by institutions | 66.2% | 82.9% |
| Held by insiders | 2.8% | 5.1% |
| Insider net buying, 12 months | −$801K | $2.8M (better) |
| Short interest, % of float | – | 5.9% |
Go deeper
- CCNE stock overview
- CCNE income statement
- CCNE valuation and score
- CVBF stock overview
- CVBF income statement
- CVBF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.