Capital City Bank vs FB Financial
CCBG and FBK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CCBG and FBK compare
FB Financial is the larger company, worth 3.1 times as much as Capital City Bank ($2.7B against $870M).
On earnings, Capital City Bank is cheaper: it trades at 13.9× trailing earnings, against 14.4× for FB Financial.
FB Financial grew revenue faster over the last twelve months (63.7% versus 2.0% for Capital City Bank).
FB Financial keeps more of each dollar of sales as profit, with a net margin of 28.1% compared with 24.6% at Capital City Bank.
Both pay dividends: Capital City Bank yields 2.1% and FB Financial 1.5%.
FB Financial scores higher on the StockData Score (14 against 13 for Capital City Bank), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CCBG | FBK |
|---|---|---|
| Size and price | ||
| Market cap | $870M | $2.7B |
| Share price | $50.86 | $53.57 |
| Change, 1 year | 29.0% | −0.48% |
| Change, 5 years | 81.6% | 12.9% |
| Beta (5Y) | 0.46 | 0.85 |
| Employees | 902 | 1,594 |
| StockData Score | ||
| Total score | 13 | 14 (better) |
| Valuation score | 1 | 1 |
| Growth score | 1 | 2 (better) |
| Performance score | 4 (better) | 3 |
| Health score | 3 | 5 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 13.9× (better) | 14.4× |
| P/S | 3.4× (better) | 3.8× |
| P/B | 1.5× | 1.4× (better) |
| P/FCF | 14.2× | 13.4× (better) |
| PEG | 0.62 | – |
| FCF yield | 7.0% | 7.5% (better) |
| Fair value | $44.36 | $50.86 |
| Margin of safety | −14.6% | −5.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 2.0% | 63.7% (better) |
| Revenue growth, 5Y average | 3.6% (better) | −0.27% |
| Net income growth (TTM) | 2.9% | 117% (better) |
| EPS growth (TTM) | 2.5% | 93.3% (better) |
| EPS growth, 5Y average | 13.9% (better) | 8.0% |
| Profitability | ||
| Net margin | 24.6% | 28.1% (better) |
| FCF margin | 24.0% | 28.6% (better) |
| Return on equity | 11.3% (better) | 11.1% |
| Financial health | ||
| Debt / equity | 0.07 | – |
| Altman Z-score | 0.37 (better) | 0.23 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.1% (better) | 1.5% |
| Payout ratio | 29.2% | 21.4% |
| Years of dividend growth | 11 (better) | 7 |
| Dividend growth, 5Y average | 11.9% | 16.1% (better) |
| Buyback yield | 0.15% | 8.1% (better) |
| Shareholder yield | 2.3% | 9.6% (better) |
| Ownership | ||
| Held by institutions | 52.4% | 81.2% |
| Held by insiders | 20.0% | 24.3% |
| Insider net buying, 12 months | −$278K (better) | −$995K |
| Short interest, % of float | 4.1% | 8.0% |
Go deeper
- CCBG stock overview
- CCBG income statement
- CCBG valuation and score
- FBK stock overview
- FBK income statement
- FBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.