Community Financial System vs WesBanco
CBU and WSBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBU and WSBC compare
Community Financial System and WesBanco are about the same size, with market caps of $3.4B and $3.7B.
On earnings, WesBanco is cheaper: it trades at 11.1× trailing earnings, against 14.6× for Community Financial System.
WesBanco grew revenue faster over the last twelve months (22.0% versus 9.5% for Community Financial System).
WesBanco keeps more of each dollar of sales as profit, with a net margin of 33.8% compared with 26.6% at Community Financial System.
Both pay dividends: Community Financial System yields 2.9% and WesBanco 3.9%.
WesBanco scores higher on the StockData Score (19 against 13 for Community Financial System), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBU | WSBC |
|---|---|---|
| Size and price | ||
| Market cap | $3.4B | $3.7B |
| Share price | $64.67 | $38.79 |
| Change, 1 year | 14.6% | 24.0% |
| Change, 5 years | −13.6% | 11.5% |
| Beta (5Y) | 0.71 | 0.69 |
| Employees | 3,001 | 2,969 |
| StockData Score | ||
| Total score | 13 | 19 (better) |
| Valuation score | 1 | 5 (better) |
| Growth score | 1 | 3 (better) |
| Performance score | 4 | 4 |
| Health score | 3 | 3 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 14.6× | 11.1× (better) |
| P/S | 3.9× | 3.5× (better) |
| P/B | 1.7× | 0.9× (better) |
| P/FCF | 12.6× | – |
| PEG | 3.11 | – |
| FCF yield | 7.9% | – |
| Fair value | $61.47 | $42.91 |
| Margin of safety | −5.2% | 9.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 9.5% | 22.0% (better) |
| Revenue growth, 5Y average | 6.5% | 10.1% (better) |
| Net income growth (TTM) | 13.8% | 99.3% (better) |
| EPS growth (TTM) | 14.2% | 77.2% (better) |
| EPS growth, 5Y average | 5.2% (better) | 4.7% |
| Profitability | ||
| Net margin | 26.6% | 33.8% (better) |
| FCF margin | 30.7% | – |
| Return on equity | 11.8% (better) | 8.8% |
| Financial health | ||
| Altman Z-score | 0.30 (better) | 0.20 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.9% | 3.9% (better) |
| Payout ratio | 42.1% | 38.6% |
| Years of dividend growth | 16 (better) | 15 |
| Dividend growth, 5Y average | 2.3% | 3.1% (better) |
| Buyback yield | 0.57% (better) | −0.06% |
| Shareholder yield | 3.5% | 3.9% (better) |
| Ownership | ||
| Held by institutions | 77.9% | 84.6% |
| Held by insiders | 0.83% | 2.0% |
| Insider net buying, 12 months | −$1.7M | −$1.5M (better) |
| Short interest, % of float | 3.6% | – |
Go deeper
- CBU stock overview
- CBU income statement
- CBU valuation and score
- WSBC stock overview
- WSBC income statement
- WSBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.