Commercial Bancgroup vs Oak Valley Bancorp
CBK and OVLY side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBK and OVLY compare
Commercial Bancgroup is the larger company, worth 1.5 times as much as Oak Valley Bancorp ($451M against $291M).
On earnings, Commercial Bancgroup is cheaper: it trades at 11.2× trailing earnings, against 12.5× for Oak Valley Bancorp.
Oak Valley Bancorp grew revenue faster over the last twelve months (5.8% versus 5.4% for Commercial Bancgroup).
Commercial Bancgroup keeps more of each dollar of sales as profit, with a net margin of 42.1% compared with 27.5% at Oak Valley Bancorp.
Both pay dividends: Commercial Bancgroup yields 0.97% and Oak Valley Bancorp 2.2%.
Commercial Bancgroup scores higher on the StockData Score (10 against 9 for Oak Valley Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBK | OVLY |
|---|---|---|
| Size and price | ||
| Market cap | $451M | $291M |
| Share price | $32.94 | $34.62 |
| Change, 1 year | 36.0% | 21.5% |
| Change, 5 years | – | 98.3% |
| Beta (5Y) | 0.40 | 0.37 |
| Employees | 281 | 245 |
| StockData Score | ||
| Total score | 10 (better) | 9 |
| Valuation score | 1 | 1 |
| Growth score | 0 | 0 |
| Performance score | 3 | 3 |
| Health score | 3 (better) | 2 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 11.2× (better) | 12.5× |
| P/S | 4.8× | 3.5× (better) |
| P/B | 1.5× (better) | 1.5× |
| P/FCF | 11.7× | 10.7× (better) |
| PEG | – | 11.71 |
| FCF yield | 8.5% | 9.3% (better) |
| Fair value | $31.96 | $29.37 |
| Margin of safety | −3.1% (better) | −17.9% |
| Growth | ||
| Revenue growth (TTM) | 5.4% | 5.8% (better) |
| Revenue growth, 5Y average | – | 10.4% |
| Net income growth (TTM) | 21.4% (better) | −1.6% |
| EPS growth (TTM) | 11.8% (better) | −2.5% |
| EPS growth, 5Y average | – | 11.4% |
| Profitability | ||
| Net margin | 42.1% (better) | 27.5% |
| FCF margin | 41.2% (better) | 32.3% |
| Return on equity | 15.1% (better) | 11.9% |
| Financial health | ||
| Debt / equity | 0.58 | – |
| Altman Z-score | 0.33 (better) | 0.29 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 0.97% | 2.2% (better) |
| Payout ratio | 7.0% | 27.2% |
| Years of dividend growth | 1 | 5 (better) |
| Dividend growth, 5Y average | – | 33.8% |
| Shareholder yield | 0.97% | 2.2% (better) |
| Ownership | ||
| Held by institutions | 55.5% | 35.0% |
| Held by insiders | 36.3% | 22.9% |
| Insider net buying, 12 months | $144K (better) | $94.5K |
| Short interest, % of float | 1.8% | 0.99% |
Go deeper
- CBK stock overview
- CBK income statement
- CBK valuation and score
- OVLY stock overview
- OVLY income statement
- OVLY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.