Colony Bankcorp vs C & F Financial
CBAN and CFFI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBAN and CFFI compare
Colony Bankcorp is the larger company, worth 1.3 times as much as C & F Financial ($432M against $345M).
Colony Bankcorp grew revenue faster over the last twelve months (28.1% versus 10.4% for C & F Financial).
C & F Financial keeps more of each dollar of sales as profit, with a net margin of 20.0% compared with 9.8% at Colony Bankcorp.
Both pay dividends: Colony Bankcorp yields 1.8% and C & F Financial 1.8%.
C & F Financial scores higher on the StockData Score (15 against 10 for Colony Bankcorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBAN | CFFI |
|---|---|---|
| Size and price | ||
| Market cap | $432M | $345M |
| Share price | $20.34 | $106.00 |
| Change, 1 year | 25.5% | 51.9% |
| Change, 5 years | 9.8% | 115% |
| Beta (5Y) | 0.57 | 0.44 |
| Employees | 537 | 575 |
| StockData Score | ||
| Total score | 10 | 15 (better) |
| Valuation score | 2 | 2 |
| Growth score | 1 | 1 |
| Performance score | 0 | 4 (better) |
| Health score | 4 | 4 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | – | 11.4× |
| P/S | 2.7× | 2.3× (better) |
| P/B | 1.1× (better) | 1.3× |
| P/FCF | 34.9× | 8.2× (better) |
| FCF yield | 2.9% | 12.2% (better) |
| Fair value | – | $92.89 |
| Margin of safety | – | −14.1% |
| Growth | ||
| Revenue growth (TTM) | 28.1% (better) | 10.4% |
| Revenue growth, 5Y average | −17.7% | 0.39% (better) |
| Net income growth (TTM) | −43.3% | 15.7% (better) |
| EPS growth (TTM) | – | 15.5% |
| EPS growth, 5Y average | −21.1% | 6.5% (better) |
| Profitability | ||
| Net margin | 9.8% | 20.0% (better) |
| FCF margin | 7.7% | 27.9% (better) |
| Return on equity | 4.5% | 11.6% (better) |
| Financial health | ||
| Altman Z-score | 0.19 | 0.28 (better) |
| Piotroski F-score | 3 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.8% | 1.8% (better) |
| Payout ratio | 61.1% | 20.4% |
| Years of dividend growth | 0 | 1 (better) |
| Dividend growth, 5Y average | −22.1% | 3.9% (better) |
| Buyback yield | 0.59% (better) | 0.44% |
| Shareholder yield | 2.4% (better) | 2.2% |
| Ownership | ||
| Held by institutions | 60.6% | 41.6% |
| Held by insiders | 4.3% | 7.0% |
| Insider net buying, 12 months | $306K (better) | −$834K |
| Short interest, % of float | 6.5% | 2.3% |
Go deeper
- CBAN stock overview
- CBAN income statement
- CBAN valuation and score
- CFFI stock overview
- CFFI income statement
- CFFI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.