CFFINasdaqState Commercial BanksFiscal year ends December 31

C & F FINANCIAL CORP

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026

$101.30−0.76 (-0.74%)

Close on Oct 19, 2026

Market cap: $329.44M
P/E (TTM): 11.3
Dividend yield: 1.82%

C & F FINANCIAL CORP income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	141	127	127	123	135	138	112	119	117	115	108	106	102	98	101	100	–
Advertising Expenses	2.36	1.21	1.55	1.81	1.52	1.66	1.78	1.60	1.52	1.63	1.41	1.33	0.96	0.81	–	–	–
Interest Expense	–	–	26	7.89	8.36	13	15	11	9.60	8.97	8.69	8.53	8.62	10	12	13	15
Asset Impairment Charges	–	–	–	–	–	–	–	–	0	–	–	–	–	–	–	–	–
Gain (Loss) on Sale of Assets	–	–	–	–	–	–	–	0.20	0.05	0.25	0.03	0.10	-0.17	–	–	–	–
Pretax Income	33	24	29	37	38	29	24	23	18	18	17	17	22	24	19	11	7.47
Income Tax Expense	6.08	4.22	5.42	7.60	8.96	6.80	5.08	4.52	11	4.46	4.85	5.14	7.13	7.65	5.74	2.95	1.95
Net Income incl. Noncontrolling Interests	27	20	24	29	29	22	19	18	6.57	–	–	–	–	16	13	8.11	–
Minority Interest in Earnings	0.16	0.08	0.14	0.21	0.46	0.31	-0.01	–	–	–	–	–	–	–	–	–	–
Net Income	27	20	24	29	29	22	19	18	6.57	13	13	12	14	16	13	8.11	5.53
Preferred Dividends	–	–	–	–	–	–	–	–	–	–	–	–	–	0.31	1.18	1.15	1.13
Net Income to Common	–	–	–	–	–	–	–	18	6.57	13	13	12	14	16	12	6.96	4.40
EPS (Basic)(per share)	8.29	6.01	6.92	8.29	7.95	6.06	5.47	5.15	1.89	3.90	3.68	3.63	4.37	5.00	3.76	2.26	1.44
EPS (Diluted)(per share)	8.29	6.01	6.92	8.29	7.95	6.06	5.47	5.15	1.88	3.89	3.68	3.59	4.19	4.86	3.72	2.24	1.44
Shares Outstanding (Basic, Weighted)(shares)	3.24	3.30	3.41	3.52	3.60	3.65	3.45	3.50	3.49	3.45	3.40	3.40	3.31	3.22	3.14	3.09	–
Shares Outstanding (Diluted, Weighted)(shares)	3.24	3.30	3.41	3.52	3.60	3.65	3.45	3.50	3.49	3.46	3.40	3.44	3.44	3.31	3.17	3.09	–
Dividend per Share(per share)	1.84	1.76	1.76	1.64	1.58	1.52	1.49	1.41	1.33	1.29	1.22	1.19	1.16	1.08	1.01	1.00	1.06
Total Interest Income	151	140	124	101	94	97	95	93	90	89	87	86	80	77	74	70	65
Net Interest Income	106	97	98	93	85	84	80	82	80	80	78	78	72	67	62	57	50
Non-Interest Income	35	31	30	29	50	55	31	26	27	26	21	19	22	21	17	–	–
Provision for Credit Losses	12	13	8.28	3.17	0.58	11	8.52	11	16	18	16	16	15	12	14	15	19
Non-Interest Expense	96	90	90	83	97	98	79	74	73	71	66	64	57	51	46	60	60

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 19.5%
Return on equity, FY2025: 11.0%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 11.3
Price to sales: 2.21
Price to book: 1.19
Dividend yield: 1.82%