Chubb vs Progressive
CB and PGR side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CB and PGR compare
Chubb and Progressive are about the same size, with market caps of $140B and $134B.
On earnings, Progressive is cheaper: it trades at 11.6× trailing earnings, against 12.9× for Chubb.
Progressive grew revenue faster over the last twelve months (10.5% versus 8.0% for Chubb).
Chubb keeps more of each dollar of sales as profit, with a net margin of 18.1% compared with 12.8% at Progressive.
Both pay dividends: Chubb yields 0.83% and Progressive 6.0%.
Progressive scores higher on the StockData Score (15 against 11 for Chubb), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CB | PGR |
|---|---|---|
| Size and price | ||
| Market cap | $140B | $134B |
| Share price | $364.12 | $231.28 |
| Change, 1 year | 31.0% | 11.2% |
| Change, 5 years | 88.5% | 141% |
| Beta (5Y) | 0.38 | 0.43 |
| Employees | 45K | 70K |
| StockData Score | ||
| Total score | 11 | 15 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 3 | 3 |
| Performance score | 4 | 5 (better) |
| Health score | 2 (better) | 0 |
| Dividend score | 2 | 5 (better) |
| Valuation | ||
| P/E | 12.9× | 11.6× (better) |
| P/S | 2.3× | 1.5× (better) |
| P/B | 1.9× (better) | 3.9× |
| P/FCF | – | 8.4× |
| PEG | 0.47 | 0.08 (better) |
| FCF yield | – | 11.9% |
| Fair value | $322.04 | $249.05 |
| Margin of safety | −13.1% | 7.1% (better) |
| Growth | ||
| Revenue growth (TTM) | 8.0% | 10.5% (better) |
| Revenue growth, 5Y average | 10.5% | 15.5% (better) |
| Net income growth (TTM) | 21.6% (better) | 12.1% |
| EPS growth (TTM) | 24.8% (better) | 12.3% |
| EPS growth, 5Y average | 26.9% (better) | 14.8% |
| Profitability | ||
| Net margin | 18.1% (better) | 12.8% |
| FCF margin | – | 17.5% |
| Return on equity | 15.5% | 34.9% (better) |
| Financial health | ||
| Debt / equity | 0.01 | – |
| Altman Z-score | 1.00 | 1.98 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 0.83% | 6.0% (better) |
| Payout ratio | 13.7% | 69.7% |
| Years of dividend growth | 3 | 3 |
| Dividend growth, 5Y average | – | 23.2% |
| Buyback yield | 3.2% | – |
| Shareholder yield | 4.0% | 6.0% (better) |
| Ownership | ||
| Held by institutions | 90.4% | 87.5% |
| Held by insiders | 0.33% | 0.26% |
| Insider net buying, 12 months | −$50.2M | −$31.0M (better) |
| Superinvestors holding | 4 | 6 (better) |
| Short interest, % of float | 0.82% | 1.2% |
Go deeper
- CB stock overview
- CB income statement
- CB valuation and score
- PGR stock overview
- PGR income statement
- PGR valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.