Cathay General Bancorp vs Mechanics Bancorp
CATY and MCHB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CATY and MCHB compare
Cathay General Bancorp is the larger company, worth 1.3 times as much as Mechanics Bancorp ($4.3B against $3.2B).
On earnings, Mechanics Bancorp is cheaper: it trades at 11.4× trailing earnings, against 12.6× for Cathay General Bancorp.
Cathay General Bancorp grew revenue faster over the last twelve months (11.3% versus 10.9% for Mechanics Bancorp).
Cathay General Bancorp keeps more of each dollar of sales as profit, with a net margin of 590% compared with 530% at Mechanics Bancorp.
Both pay dividends: Cathay General Bancorp yields 2.3% and Mechanics Bancorp 10.7%.
Mechanics Bancorp scores higher on the StockData Score (20 against 14 for Cathay General Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CATY | MCHB |
|---|---|---|
| Size and price | ||
| Market cap | $4.3B | $3.2B |
| Share price | $64.40 | $14.64 |
| Change, 1 year | 40.6% | 8.9% |
| Change, 5 years | 43.5% | −70.1% |
| Beta (5Y) | 0.84 | 0.95 |
| Employees | 1,268 | 1,971 |
| StockData Score | ||
| Total score | 14 | 20 (better) |
| Valuation score | 0 | 5 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 4 | 4 |
| Health score | 5 | 6 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 12.6× | 11.4× (better) |
| P/S | 73.0× | 61.0× (better) |
| P/B | 1.4× | 1.2× (better) |
| P/FCF | 8.0× (better) | 17.6× |
| PEG | – | 0.20 |
| FCF yield | 12.4% (better) | 5.7% |
| Fair value | $57.45 | $35.13 |
| Margin of safety | −12.1% | 58.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 11.3% (better) | 10.9% |
| Revenue growth, 5Y average | 10.8% (better) | −32.6% |
| Net income growth (TTM) | 17.8% | 58.1% (better) |
| EPS growth (TTM) | 23.7% | – |
| EPS growth, 5Y average | 9.6% | 31.3% (better) |
| Profitability | ||
| Net margin | 590% (better) | 530% |
| FCF margin | 908% (better) | 346% |
| Return on equity | 11.7% (better) | 11.0% |
| Financial health | ||
| Debt / equity | – | 0.03 |
| Altman Z-score | 0.29 (better) | 0.13 |
| Piotroski F-score | 7 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 2.3% | 10.7% (better) |
| Payout ratio | 27.9% | 108% |
| Years of dividend growth | 0 | – |
| Dividend growth, 5Y average | 1.9% | – |
| Shareholder yield | 2.3% | 10.7% (better) |
| Ownership | ||
| Held by institutions | 77.3% | 11.1% |
| Held by insiders | 3.7% | 82.3% |
| Insider net buying, 12 months | −$8.0M | −$30 (better) |
| Short interest, % of float | 5.3% | 10.2% |
Go deeper
- CATY stock overview
- CATY income statement
- CATY valuation and score
- MCHB stock overview
- MCHB income statement
- MCHB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.